325 Sawmill Rd, Durango, CO 81303 Property Records

La Plata County property record for 325 Sawmill Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 1993
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Jul 2025)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-341-05-101`

Property Details

APN / Parcel Number

Primary APN	`5661-341-05-101`
Alternative APN	`R008611`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Lot Area	113,256 sqft
Deck Area	Deck Area
Patio Area	644 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R008611
Street Address	325 SAWMILL RD
City	DURANGO
State	CO
Zip	81303-7670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: 190A 325 SAWMILL RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	190A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 SAWMILL RD, DURANGO, CO 81303-7670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN AGCREDIT
Mar 15, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	20251244229
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	325 SAWMILL RD, DURANGO, CO 81303-7670
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186666
Date	Feb 9, 2021
Instrument	1186666

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	325 SAWMILL RD, DURANGO, CO 81303-7670
Document Number	0001143186
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SAW MILL RD DURANGO CO 813037670, DURANGO, CO 81303-7670

Mortgage

Document Number	0001143186
Date	May 17, 2018
Instrument	1143186

Lender

Name	AMERICAN AGCREDIT
Type	Funding / Finance Company
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Rate	15%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 15, 2018
Property Address	325 SAWMILL RD, DURANGO, CO 81303-7670
Document Number	0001140758
Map Reference	DOC2382740
Instrument Date	Mar 15, 2018
Instrument	1140758
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 CLIFFORD AVE, AUSTIN, TX 78702-1632

Mortgage

Document Number	0001140759
Date	Mar 15, 2018
Instrument	1140759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,170 (-0.83%) Land $15,050 Building $34,120	$793,150 (-) Land $242,810 Building $550,340
2025	$2,720.00 (+61.42%)	$49,580 (+23.49%) Land $15,180 Building $34,400	$793,150 (+32.36%) Land $242,810 Building $550,340
2023	$1,685.00 (+14.86%)	$40,150 (+16.17%) Land $12,080 Building $28,070	$599,250 (+20.5%) Land $180,330 Building $418,920
2022	$1,467.00	$34,560 Land $10,490 Building $24,070	$497,300 Land $150,940 Building $346,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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