Frederick County property record for 325 S Jefferson St, Frederick, MD 21701
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,620 sqft · built 1934 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (May 2010) |
| Tax Bill | $5,869 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-068443 |
| Primary APN | 02-068443 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 068443 |
|---|---|
| Street Address | 325 S JEFFERSON ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6206 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | PB |
| Legal Description | LT 8&9 BL I 50X150 325 S. JEFFERSON ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Block | I 50 |
| Legal Lot Number | 8,9 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 765100 |
325 S Jefferson St, a commercial property, is owned by an individual who acquired it in November 2018.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 S JEFFERSON ST, FREDERICK, MD 21701-6206 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Dec 7, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE LINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2010 · Amount on File |
| Deed Sale | May 17, 2010 · Amount on File |
| Prior Sale | Mar 15, 2005 · Amount on File |
| Deed Document Number | 20102163 |
| Deed Book / Page | 7823 / 399 |
| Last Transfer Date | Nov 16, 2018 |
| Transfer Doc | 0127420203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 325 S JEFFERSON ST, FREDERICK, MD 21701-6206 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0128070201 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 12807/0201 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 7, 2018 |
| Property Address | 325 S JEFFERSON ST, FREDERICK, MD 21701-6206 |
| Document Number | 0127420203 |
| Book / Page | 012742 / 000203 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 325 S JEFFERSON ST FREDERICK MD 217016206, FREDERICK, MD 21701-6206 |
| Document Number | 127420211 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 012742/000211 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2048 |
The 2025 property tax bill for 325 S Jefferson St was $5,869, up 13.7% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,767 (+7.28%) | $385,900 (+21.85%) Land $170,000 Building $215,900 | |
| 2025 | $5,869.00 (+13.72%) | $316,700 Land $145,600 Building $171,100 | $316,700 Land $145,600 Building $171,100 |
| 2024 | $5,161.00 (+18.73%) | ||
| 2023 | $4,347.00 | $236,967 | $316,700 Land $145,600 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 S Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 325 S Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures