325 S Division Ave, Spring Grove, MN 55974 Property Records

Houston County property record for 325 S Division Ave, Spring Grove, MN 55974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,672 sqft · built 1907
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Aug 2022)
Tax Bill	$2,574 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26.0591.000`

Property Details

APN / Parcel Number

Primary APN	`26.0591.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	734 sqft
Basement Area	880 sqft
Finished Basement	920 sqft
Unfinished Basement	880 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	264 ft deep x 99 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	325 S DIVISION AVE
City	SPRING GROVE
State	MN
Zip	55974-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-101 RANGE-007 .53 AC PT NE1/4 NE1/4 - COM AT A PT 116 1/2 FT S FROM NW COR NE1/4 NE1/4 TH E 16R S 6R N 6R 137/160
Legal Range	07
Legal Township	101
Legal Section	14
Jurisdiction	HOUSTON MN
Township / Civil Division	SPRING GROVE
Census Block Group	2
Census Block	2025
Census Tract	20900

Owner

325 S Division Ave is owned and occupied by an individual who bought it in August 2022.

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	325 S DIVISION AVE, SPRING GROVE, MN 55974-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	2022307987
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Aug 31, 2022
Property Address	325 S DIVISION AVE, SPRING GROVE, MN 55974-1111
Document Number	000A307987
Instrument Date	Aug 31, 2022
Instrument	A307987
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S DIVISION AVE, SPRING GROVE, MN 55974-1111

Mortgage

Document Number	000A307988
Date	Aug 31, 2022
Instrument	A307988

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 325 S Division Ave was $2,574 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	Spring Grove City
Unified School District	Spring Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,574.00 Homeowner's exemption	$180,300 Land $40,700 Building $139,600	$180,300 Land $40,700 Building $139,600
2025	$2,574.00
2023	$1,824.00 Homeowner's exemption	$170,700 Land $13,200 Building $157,500	$170,700 Land $13,200 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 S Division Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 S Division Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Grove serves 1,291 people · EPA ID MN1280010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spring Grove Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20