325 S Barbara St, Waco, TX 76705 Property Records

McLennan County property record for 325 S Barbara St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1961
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Nov 2009)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-027100-001700-5`

Property Details

APN / Parcel Number

Primary APN	`20-027100-001700-5`
Alternative APNs	`2002710000170050111` `113176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,561 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	474 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	325 S BARBARA ST
City	WACO
State	TX
Zip	76705-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	IDLEWOOD LOT 4 B5 BLOCK 2 ACRES .2112
Legal Subdivision	IDLEWOOD
Legal Block	5,2
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2018
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 S BARBARA ST, WACO, TX 76705-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CTRL CREDIT UNION
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2009 · Amount on Record
Deed Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	200935857
Last Transfer Date	Oct 8, 2014
Transfer Doc	0000032654
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	May 28, 2026
Property Address	325 S BARBARA ST, WACO, TX 76705-1321
Document Number	0000016871
Instrument Date	May 22, 2026
Instrument	202616871
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S BARBARA ST, WACO, TX 76705-1321

Mortgage

Document Number	0000016871,
Date	May 28, 2026
Instrument	202616871

Lender

Name	FIRST CTRL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	325 S BARBARA ST, WACO, TX 76705-1321
Document Number	0000036360
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S BARBARA ST WACO TX 767051321, WACO, TX 76705-1321

Mortgage

Document Number	0000036360
Date	Oct 13, 2020
Instrument	36360

Lender

Name	FIRST CTRL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$194,855 (+1%)	$207,808 (+9.08%) Land $52,072 Building $155,736
2025	$177,141 (-22.21%)	$190,510 (-16.34%) Land $47,290 Building $143,220
2023	$227,730 Land $47,290 Building $180,440	$227,730 Land $47,290 Building $180,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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