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325 S 4th St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 325 S 4th St, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 1953
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (May 2025)
Tax Bill$633 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN30681

Property Details

APN / Parcel Number

Primary APN30681
Alternative APNs
  • 4695-00-007-006-0-000-00
  • 469500700600000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,873 sqft

Exterior

Year BuiltBuilt 1953
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchCovered Porch
Porch Area15 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number30681
Old Parcel Number469500700600000000
Street Address325 S 4TH ST
CityMCLOUD
StateOK
Zip74851-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH SCHOOL BLK 7 S1/2 LOT 6 & ALL LOT 7
Legal Range02E
Legal Township11N
Legal Section16
Legal QuarterNE
Legal SubdivisionHIGH SCHOOL (MCLOUD)
Legal Block7
Legal Lot Number6,7
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2026
Census Tract501005

Owner

Source: Pottawatomie County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 S 4TH ST, MCLOUD, OK 74851-8109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Jan 23, 2020Loan Modification, Mortgage · Conventional Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleAug 17, 2015 · Amount on Record
Deed Document Number0101956494
Prior Transfer DateOct 21, 2024
Prior Transfer DocI-2024-012011
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address325 S 4TH ST, MCLOUD, OK 74851-8109
Document Number0000003501
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 S 4TH ST MCLOUD OK 748518109, MCLOUD, OK 74851-8109

Mortgage

Document Number0000003501
DateMar 31, 2020
Instrument3501
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOTTAWATOMIE OK
Property Address325 S 4TH ST, MCLOUD, OK 74851-8109
Document Number0000003500
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyBUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 S 4TH ST MCLOUD OK 748518109, MCLOUD, OK 74851-8109

Mortgage

Document Number0000003500
DateMar 31, 2020
Instrument3500
Lender
NameFIRST UNITED BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050
Interest
Rate4%

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$633.00 (+18.32%)$6,960 (+1.89%) Land $810 Building $6,150$58,000 (+1.89%) Land $6,750 Building $51,250
2024$535.00 (-33.46%) Homeowner's exemption$6,831 (-30.63%) Land $810 Building $6,021$56,924 (-30.63%) Land $6,750 Building $50,174
2023$804.00 Homeowner's exemption$9,847 Land $450 Building $9,397$82,056 Land $3,750 Building $78,306

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCLOUD
serves 2,939 people · EPA ID OK2006301
Water SourceGroundwater
Last State InspectionJul 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Technologies
Fiber		10,000 / 10,000
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20
AtLink Services
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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