325 S 16th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 325 S 16th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,045 sqft · built 2004
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on File
Last Sale	$90,900 (Mar 2021)
Tax Bill	$789 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Sale + 2 more
APN	`06-2.0-09-003-003-087.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-003-003-087.000`

Interior

Building Area	1,045 sqft Base Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Location & Zoning

Street Address	325 S 16TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARTER'S ADDITION LOT:9 BLK:26LGL DESC:& L 10
Legal Subdivision	CARTERS ADDITION
Legal Block	26
Legal Lot Number	9-10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2041
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harris Addition Historic District listed 2003 · 312 contributing resources · NRIS 01000723

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 S 16th St is owned by a company that bought it in March 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 32061, AMARILLO, TX 79120-2061
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL
Apr 30, 2020	Special Warranty Deed, Transfer SERVICELINK
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE BANK
Jun 26, 2017	Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Dec 31, 2020
Deed Document Number	20212218
Deed Book / Page	3759 / 576
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 5, 2021
Property Address	325 S 16TH ST, SAINT JOSEPH, MO 64501-2943
Document Number	003759/576
Book / Page	3759 / 576
Instrument Date	Feb 24, 2021
Instrument	2021002218
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 S ROBERTS ST, AMARILLO, TX 79118-6739

Mortgage

Document Number	2021002219
Date	Mar 5, 2021
Instrument	2021002219

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2051

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 30, 2020
Property Address	325 S 16TH ST, SAINT JOSEPH, MO 64501-2943
Document Number	003748/196
Book / Page	3748 / 196
Instrument Date	Apr 16, 2020
Instrument	2020003342
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9615 NE 98TH ST, KANSAS CITY, MO 64157-9714

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 9, 2018
Property Address	325 S 16TH ST, SAINT JOSEPH, MO 64501-2943
Document Number	2018006095
Instrument Date	Jul 6, 2018
Instrument	2018006095
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S 16TH ST, SAINT JOSEPH, MO 64501-2943

Mortgage

Document Number	2018006096
Date	Jul 9, 2018
Instrument	2018006096

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 26, 2017
Property Address	325 S 16TH ST, SAINT JOSEPH, MO 64501-2943
Document Number	2017006055
Instrument Date	Apr 28, 2017
Instrument	2017006055
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 FLORAL AVE, SAINT JOSEPH, MO 64506-1533

Mortgage

Document Number	2017006056
Date	Jun 26, 2017
Instrument	2017006056

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 325 S 16th St was $789.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00	$11,060 Land $1,140 Building $9,920	$58,200 Land $6,000 Building $52,200
2024	$789.00 (+17.24%)
2023	$673.00 (-0.74%)	$10,300 (-) Land $1,140 Building $9,160	$54,200 Land $6,000 Building $48,200
2022	$678.00	$10,300 Land $1,140 Building $9,160
2021			$54,200 Land $6,000 Building $48,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 325 S 16th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 S 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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