St. Johns County property record for 325 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,220 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $336,600 (2018) |
| Tax Bill | $7,229.00 (2025) |
| Primary APN | 010012-1820 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,890 sqft Gross Area |
| 1st Floor | 1,765 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Patio Area | 442 sqft Patio |
| Porch Area | 208 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 325 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 86/87-91 SHEARWATER PHASE 1B EAST-4 LOT 182 OR4627/255 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-4 |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1820
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| May 02, 2019 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Oct 16, 2018 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on Record |
| Deed Sale | Oct 16, 2018 · Amount on Record |
| Deed Doc Number | 201874696 |
| Deed Book / Page | 4627 / 255 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | GIBRAITAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 0053291051 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 5329/1051 |
| Instrument | 2021083627 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 02, 2019 |
| Property Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 0047181334 |
| Book / Page | 004718 / 001334 |
| Instrument Date | May 02, 2019 |
| Instrument | 30429 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310 |
| Investor | Possibly a Property Investor |
| Document Number | 47181334 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 004718/001334 |
| Instrument | 30429 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 5005 WOODWAY DR # 350, HOUSTON, TX 77056-1785 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 0046270255 |
| Book / Page | 4627 / 0255 |
| Map Reference | MB86 PG87 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018074696 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 325 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 2018074697 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018074697 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,505 (+2.7%) | $443,241 (-4.41%) Land $120,000 Building $323,241 | |
| 2025 | $7,229.00 (+7.4%) Homeowner's exemption | $360,764 (+5.99%) | $463,687 (-1.66%) Land $120,000 Building $343,687 |
| 2024 | $6,731.00 (+2.02%) | ||
| 2023 | $6,598.00 (+5.96%) Homeowner's exemption | $340,385 (+3%) | $471,495 (+12.84%) Land $105,500 Building $365,995 |
| 2022 | $6,227.00 Homeowner's exemption | $330,471 | $417,834 Land $95,200 Building $322,634 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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