325 Ridgewood Rd, Devils Lake, ND 58301 Property Records

Ramsey County property record for 325 Ridgewood Rd, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2016
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Dec 2016 Mortgage Apr 2016 Construction Loan + 1 more
APN	`05445100005000`

Property Details

APN / Parcel Number

Primary APN	`05445100005000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	1,200 sqft

Location & Zoning

Street Address	325 RIDGEWOOD RD
City	DEVILS LAKE
State	ND
Zip	58301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 WOOD VIEW ACRES REPLAT
Legal Subdivision	REPLAT OF WOOD VIEW ACRES
Legal Block	2
Legal Lot Number	1
Jurisdiction	RAMSEY ND
Township / Civil Division	CREEL
Census Block Group	1
Census Block	1032
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 RIDGEWOOD RD, DEVILS LAKE, ND 58301-8528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage WESTMINSTER BANK USA
Apr 8, 2016	Deed of Trust, Mortgage · Construction Mortgage WESTERN STATE BANK
Oct 20, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	325 RIDGEWOOD RD, DEVILS LAKE, ND 58301
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266636
Date	Dec 19, 2016
Instrument	266636

Lender

Name	WESTMINSTER BANK USA
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	325 RIDGEWOOD RD, DEVILS LAKE, ND 58301
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264907
Date	Apr 8, 2016
Instrument	264907

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 15, 2017

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Oct 20, 2015
Property Address	325 RIDGEWOOD RD, DEVILS LAKE, ND 58301
Document Number	0000263722
Instrument Date	Oct 20, 2015
Instrument	263722
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 5TH AVE SE APT 23, 23, DEVILS LAKE, ND 58301-3995

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Creel Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (-34%)	$175,850 (+9.87%) Land $17,500 Building $158,350	$351,700 (+9.87%) Land $35,000 Building $316,700
2024	$4,021.00 (+18.16%)
2023	$3,403.00	$160,050 Land $16,500 Building $143,550	$320,100 Land $33,000 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	223 (1995–2012)
Claims Outside the SFHA	135 of 223
Most Recent Claim	Sep 2012 · lake rise
Claims by Event	Flooding, Jun 2011 · 37 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 31 claims Severe Storms,flooding, & Ice Jams, Jun 1996 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 82% of North Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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