325 Railey Rd, Summerville, GA 30747 Property Records

Chattooga County property record for 325 Railey Rd, Summerville, GA 30747

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2018
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2017)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`00026-00000-006-00A`

Property Details

APN / Parcel Number

Primary APN	`00026-00000-006-00A`
Alternative APN	`1532`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Heated Area
1st Floor Area	1,500 sqft
Interior Walls	Wood

Exterior

Year Built	Built 2018
Exterior Material	Metal
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	348,480 sqft (8 acres)
Garage Type	Mixed
Garage Area	2,100 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Open Porch
Deck Area	192 sqft
Shed	1 Shed
Shed Area	1,600 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	1532
Street Address	325 RAILEY RD
City	SUMMERVILLE
State	GA
Zip	30747-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 ACRES W OF RAILEY RD
Legal Subdivision	STEPHEN A LANIER & GINGER L LA
Jurisdiction	CHATTOOGA GA
Township / Civil Division	MENLO
Census Block Group	1
Census Block	1014
Census Tract	10300

Owner

Source: Chattooga County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 RAILEY RD, SUMMERVILLE, GA 30747-6352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage FIRST CMNTY MTG INC
May 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Deed Document Number	0000668211
Deed Book / Page	668 / 211
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	325 RAILEY RD, SUMMERVILLE, GA 30747-6352
Document Number	0007290455
Instrument Date	Mar 19, 2021
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 RAILEY RD SUMMERVILLE GA 307476352, SUMMERVILLE, GA 30747-6352

Mortgage

Document Number	0007290455
Date	Apr 9, 2021
Book Page	000729/000455

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATTOOGA GA
Recording Date	May 5, 2017
Property Address	325 RAILEY RD, SUMMERVILLE, GA 30747-6352
Document Number	0006680211
Book / Page	000668 / 000211
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chattooga County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+39.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$137,112 (+109.9%) Land $16,160 Building $120,952	$342,780 (+109.91%) Land $40,400 Building $302,380
2022	$1,738.00	$65,321 Land $13,210 Building $52,111	$163,301 Land $33,024 Building $130,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATTOOGA COUNTY serves 9,190 people · EPA ID GA0550000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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