Rutherford County property record for 325 Olde Post Rd, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,016 sqft · built 2021 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,500 (Aug 2016) |
| Tax Bill | $152 (2022) |
| Deeds & Mortgages | Aug 2020 Construction Loan Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1625675 |
| Primary APN | 1625675 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 37783 |
|---|---|
| Street Address | 325 OLDE POST RD |
| City | LAKE LURE |
| State | NC |
| Zip | 28746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0674005267660000; OFF SR 1008 |
| Legal Block | 1 |
| Legal Lot Number | 1D |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960301 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2113 CHANCE WAY, NEWBERRY, SC 29108-1671 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on Record |
| Deed Sale | Aug 8, 2016 · Amount on Record |
| Prior Sale | Jul 5, 2016 · Amount on Record |
| Deed Document Number | 004773300003 |
| Deed Book / Page | 1132 / 346 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 325 OLDE POST RD, LAKE LURE, NC 28746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020354733 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 2035/4733 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 445 Months |
| Due | Sep 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 325 OLDE POST RD, LAKE LURE, NC 28746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020513545 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2051/3545 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Dec 1, 2051 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $362,700 Land $73,800 Building $288,900 | $362,700 Land $73,800 Building $288,900 | |
| 2022 | $152.00 | ||
| 2021 | $152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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