Harford County property record for 325 Oakway Ct, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,968 sqft · built 1977 |
| Lot Size | 0.126 acres (5,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Feb 2026) |
| Tax Bill | $2,683 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-121146 |
| Primary APN | 01-121146 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,485 sqft (0.126 acres) |
| Lot Dimensions | 159 ft deep x 16 ft wide |
| Patio Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121146 |
|---|---|
| Street Address | 325 OAKWAY CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4740 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 39 5485 SF 325 OAKWAY COURT CHIMNEY OAK S2 PT 35/73 |
| Legal Subdivision | CHIMNEY OAK |
| Legal Lot Number | 39 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA |
| Feb 15, 2024 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Oct 20, 2023 | Trustee's Deed, Foreclosure · Stand-Alone First Mortgage KIAVI FUNDING INC |
| Jun 24, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Nov 8, 2017 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Feb 15, 2024 · Amount on Record |
| Deed Book / Page | 17018 / 369 |
| Prior Transfer Date | Aug 24, 2016 |
| Prior Transfer Doc | 0120010055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 27, 2026 |
| Property Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0170180369 |
| Book / Page | 17018 / 369 |
| Map Reference | MB HDC 35 FO 73 |
| Instrument Date | Dec 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Investor | Possibly a Property Investor |
| Document Number | 0017018383 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 17018/383 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Number | 0170180405 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 17018/405 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 15, 2024 |
| Property Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0161750311 |
| Book / Page | 16175 / 311 |
| Map Reference | MB HDC 35 FO 73 |
| Instrument Date | Feb 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0161750316 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 16175-0316 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 20, 2023 |
| Property Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0160680184 |
| Book / Page | 16068 / 184 |
| Map Reference | MB HDC 35 FO 73 |
| Instrument Date | Oct 16, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | NEW WORLD TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 MONARCHOS DR, HAVRE DE GRACE, MD 21078-4010 |
| Investor | Possibly a Property Investor |
| Document Number | 0160680188 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 16068-0188 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0133390147 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 325 OAKWAY CT JOPPA MD 210854740, JOPPA, MD 21085-4740 |
| Document Number | 0133390147 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 013339/000147 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 8, 2017 |
| Property Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 0125890001 |
| Book / Page | 12589 / 0001 |
| Map Reference | MB HDC35 FO73 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 12589-0001 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 OAKWAY CT, 325, JOPPA, MD 21085-4740 |
| Name | Verified Name |
|---|---|
| Address | 325 OAKWAY CT, JOPPA, MD 21085-4740 |
| Document Number | 125890009 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 12589-0009 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,683.00 (+37.03%) | $246,233 (+15.62%) | $279,500 (-) Land $45,000 Building $234,500 |
| 2025 | $1,958.00 (+8.3%) | $212,967 (+23.24%) | $279,500 (+55.54%) Land $45,000 Building $234,500 |
| 2023 | $172,800 | $179,700 Land $45,000 Building $134,700 | |
| 2022 | $1,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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