325 North St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 325 North St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,250 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$299,000 (Mar 2024)
Tax Bill	$5,609 (2024)
Deeds & Mortgages	Mar 2024 Refinance Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`330900 17-3-3`

Property Details

APN / Parcel Number

Primary APN	`330900 17-3-3`
Alternative APNs	`090001700000030030000000` `1500014000` `17-3-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,125 sqft
2nd Floor Area	1,125 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1926
Exterior Material	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1500014000
Street Address	325 NORTH ST
City	MIDDLETOWN
State	NY
Zip	10940-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I-1
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1014
Census Tract	1200

Owner

325 North St is owned by a company that bought it in March 2024.

Source: Orange County and Middletown City records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	87 SPROAT ST, MIDDLETOWN, NY 10940-3007
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Mar 7, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC
Feb 22, 2024	Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 14, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on File
Deed Sale	Mar 7, 2024 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Document Number	202420240014453
Deed Book / Page	15538 / 456
Prior Transfer Date	Dec 23, 2005
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	325 NORTH ST, MIDDLETOWN, NY 10940-4704
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014456
Date	Mar 7, 2024
Book Page	15538/505
Instrument	20240014456

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2025

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 7, 2024
Property Address	325 NORTH ST, MIDDLETOWN, NY 10940-4704
Document Number	0000014453
Book / Page	15538 / 456
Instrument Date	Feb 21, 2024
Instrument	20240014453
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SPROAT ST, MIDDLETOWN, NY 10940-3007

Mortgage

Document Number	0000014454
Date	Mar 7, 2024
Instrument	20240014454

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Feb 22, 2024
Property Address	325 NORTH ST, MIDDLETOWN, NY 10940-4704
Document Number	0000010814
Book / Page	15529 / 1952
Instrument Date	Feb 2, 2024
Instrument	20240010814
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WASHINGTON TER # 2, 2, NEWBURGH, NY 12550-5337

Mortgage

Document Number	0000010815
Date	Feb 22, 2024
Instrument	20240010815

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000014454
Date	Mar 7, 2024
Book Page	15538/460
Instrument	20240014454

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 14, 2023
Property Address	325 NORTH ST, MIDDLETOWN, NY 10940-4704
Document Number	0000024051
Book / Page	15407 / 421
Instrument Date	Apr 6, 2023
Instrument	20230024051
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL STE 100, 100, GREENVILLE, SC 29601-2137
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 Land $5,300 Building $14,900	$229,800
2024	$5,609.00
2023		$20,200 (-) Land $5,300 Building $14,900	$202,000 (+16.97%) Land $53,000 Building $149,000
2022		$20,200 Land $5,300 Building $14,900	$172,700 Land $45,312 Building $127,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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