325 New Rd, Richmond, KY 40475 Property Records

Madison County property record for 325 New Rd, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	102 acres (4,461,415 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2021)
Tax Bill	$268 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0005-0000-0034`

Property Details

APN / Parcel Number

Primary APN	`0005-0000-0034`
Alternative APNs	`110490` `73706` `39693`

Exterior

Lot Area	4,461,415 sqft (102 acres)

Location & Zoning

Account Number	39693
Street Address	325 NEW RD
City	RICHMOND
State	KY
Zip	40475-9773
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT A & B (102.42 ACRES)
Legal Tract	A
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	2
Census Block	2002
Census Tract	10801

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	692 BLUE LICK RD, BEREA, KY 40403-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Jun 25, 2021	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	2014042522
Deed Book / Page	D807 / 463
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	325 NEW RD, RICHMOND, KY 40475-9773
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 BLUE LICK RD, BEREA, KY 40403-9673

Mortgage

Document Number	00M2262/65
Date	Oct 2, 2023
Book Page	M2262/65
Instrument	2014169858

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 2, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 25, 2021
Property Address	325 NEW RD, RICHMOND, KY 40475-9773
Document Number	00D807/463
Book / Page	D807 / 463
Map Reference	MB 29 PG 240
Instrument Date	Jun 14, 2021
Instrument	2014042522
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7005 SPARKS LN, FAIRFIELD TOWNSHIP, OH 45011-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	692 BLUE LICK RD, BEREA, KY 40403-9673

Mortgage

Document Number	2014042523
Date	Jun 25, 2021
Instrument	2014042523

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 14, 2061

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$268.00 (-2.9%) Additional exemption filed	$28,500 (-)	$28,500 (-)
2023	$276.00	$28,500	$28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on New Rd

Nearby Streets

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