325 Nelson St, Sparta, MI 49345 Property Records

Kent County property record for 325 Nelson St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1991
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$79,500 (Jun 1996)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-22-401-023`

Property Details

APN / Parcel Number

Primary APN	`41-05-22-401-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 NELSON ST
City	SPARTA
State	MI
Zip	49345-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 13 * NELSON SAUR ADDITION
Legal Subdivision	NELSON SAUR ADD
Legal Lot Number	13
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1024
Census Tract	10402

Owner

325 Nelson St is owned and occupied by two individuals who acquired it in June 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 NELSON ST, SPARTA, MI 49345-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 1996 · Amount on File
Deed Sale	Jun 20, 1996 · Amount on File
Deed Book / Page	3869 / 345
Last Transfer Date	Jun 12, 2020
Transfer Doc	0000056861
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	325 NELSON ST, SPARTA, MI 49345-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069775
Date	Sep 13, 2019
Instrument	20190913-0069775

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jun 30, 2020
Property Address	325 NELSON ST, SPARTA, MI 49345-1254
Document Number	0000056861
Map Reference	LB 63 PG 39
Instrument Date	Jun 12, 2020
Instrument	20200630-0056861
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 NELSON ST, SPARTA, MI 49345-1254

Mortgage

Document Number	0000056862
Date	Jun 30, 2020
Instrument	20200630-0056862

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 325 Nelson St was $1,667.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,000 (+6.3%)	$206,000 (+6.3%)
2025	$1,667.00 Homeowner's exemption	$96,900	$193,800
2023		$80,700	$161,400
2019	$1,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Nelson St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Point Broadband.

Nearby Properties on Nelson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures