325 N Pine St, Geneva, IL 60134 Property Records

Kane County property record for 325 N Pine St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,575 sqft · built 2007
Lot Size	0.304 acres (13,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,149,000 (Oct 2025)
Tax Bill	$20,342 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-283-003`

Property Details

APN / Parcel Number

Primary APN	`12-04-283-003`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,575 sqft Living Area
Gross Area	4,936 sqft
Basement Area	1,361 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	13,250 sqft (0.304 acres)
Lot Dimensions	133 ft deep x 100 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	325 N PINE ST
City	GENEVA
State	IL
Zip	60134-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANSONES FIRST ADDITION LOT 26
Legal Subdivision	ANSONES FIRST ADDN
Legal Block	2
Legal Lot Number	26
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2003
Census Tract	852607

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 N PINE ST, GENEVA, IL 60134-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	202539015
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	0000087488
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 7, 2025
Property Address	325 N PINE ST, GENEVA, IL 60134-1166
Document Number	0000039015
Instrument Date	Aug 22, 2025
Instrument	2025K039015
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 N PINE ST, GENEVA, IL 60134-1166
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039016
Date	Oct 7, 2025
Instrument	2025K039016

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,342.00 (+3.24%) Homeowner's exemption
2024	$19,704.00 (-3.46%) Homeowner's exemption	$266,962 (+6.59%) Land $43,508 Building $223,454	$801,206 (+6.63%) Land $130,576 Building $670,630
2022	$20,411.00 (+2.92%) Homeowner's exemption	$250,464 (+3.86%) Land $36,752 Building $213,712	$751,392 (+3.86%) Land $110,256 Building $641,136
2021	$19,832.00 Homeowner's exemption	$241,155 Land $35,386 Building $205,769	$723,465 Land $106,158 Building $617,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20