325 N Fork Pl, Lakeland, FL 33809 Property Records

Polk County property record for 325 N Fork Pl, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1986
Lot Size	0.212 acres (9,213 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (Apr 2004)
Tax Bill	$556 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161345-000550`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161345-000550`
Alternative APNs	`192724161345000550` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	1,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,213 sqft (0.212 acres)
Lot Dimensions	110 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	504 sqft
Porch	Screened/Unfinished Porch
Porch Area	12 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	325 N FORK PL
City	LAKELAND
State	FL
Zip	33809-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	NORTH FORK SUB PB 79 PG 19 LOT 55
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	NORTH FORK SUBDIVISION
Legal Tract	161345
Legal Block	1
Legal Lot Number	55
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1002
Census Tract	12208

Owner

325 N Fork Pl is owned and occupied by two individuals who bought it in April 2004.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 N FORK PL, LAKELAND, FL 33809-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2004 · Amount on File
Deed Sale	Apr 6, 2004 · Amount on File
Prior Sale	Oct 5, 1998 · Amount on File
Deed Document Number	200465878
Deed Book / Page	5728 / 1060
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	325 N FORK PL, LAKELAND, FL 33809-1428
Document Number	0104670001
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 N FORK PIKE LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number	0104670001
Date	Apr 27, 2018
Book Page	010467/000001
Instrument	89793

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 325 N Fork Pl was $556 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,323 (+2.7%)	$211,412 (+2.41%) Land $39,000 Building $172,412
2025	$556.00 Homeowner's exemption	$72,369	$206,428 Land $39,000 Building $167,428
2023	$542.00 (+1.12%) Homeowner's exemption	$68,281 (+3%)	$208,550 (+6.71%) Land $38,000 Building $170,550
2022	$536.00 Homeowner's exemption	$66,292	$195,439 Land $32,000 Building $163,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 N Fork Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 N Fork Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20