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325 N Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 325 N Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,377 sqft · built 2013
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Nov 2018)
Tax Bill$8,232 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028686-0540

Property Details

APN / Parcel Number

Primary APN028686-0540

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Stories2 Stories
Building Area4,377 sqft Living Area
Gross Area5,005 sqft
1st Floor Area2,014 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area628 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address325 N BELLAGIO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/93-98 MURABELLA UNIT 4 LOT 54 OR4636/1849
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 4
Legal Block1
Legal Lot Number54
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address325 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Nov 5, 2018Warranty Deed, Transfer · VA Mortgage
BAYWAY MORTGAGE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2018 · Amount on Record
Deed SaleNov 5, 2018 · Amount on Record
Prior SaleJun 10, 2013 · Amount on Record
Deed Document Number201879922
Deed Book / Page4636 / 1849
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address325 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Document Number0049070224
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address325 N BELLAGIO DR ST AUGUSTINE FL 320923478, ST AUGUSTINE, FL 32092-3478

Mortgage

Document Number0049070224
DateMar 23, 2020
Book Page004907/000224
Instrument22903
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 5, 2018
Property Address325 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Document Number0046361849
Book / Page4636 / 1849
Map ReferenceMB58 PG93
Instrument DateNov 5, 2018
Instrument2018079922
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478

Mortgage

Document Number2018079923
DateNov 5, 2018
Instrument2018079923
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,566 (+2.7%)$605,815 (-5.26%) Land $110,000 Building $495,815
2025$8,232.00 (+8.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$396,851 (+5.99%)$639,462 (-3.73%) Land $110,000 Building $529,462
2024$7,588.00 (+3.7%)
2023$7,317.00 (+2.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$374,434 (+3%)$664,216 (+11.42%) Land $89,600 Building $574,616
2022$7,112.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$363,528$596,112 Land $89,600 Building $506,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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