325 N 8th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 325 N 8th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,367 sqft · built 2001
Lot Size	0.238 acres (10,372 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Nov 2025)
Tax Bill	$10,023 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2023 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00420-0070`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,367 sqft Heated Area
Gross Area	2,013 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,372 sqft (0.238 acres)
Driveway	Driveway
Driveway Area	880 sqft
Patio Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	325 N 8TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOODY SUBD BLOCK 42 LOTS 7 & 8 OR 204 PG 856 OR 657 PG 556
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	MOODY SUB
Legal Block	42
Legal Lot Number	7,8 8
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

325 N 8th St is owned and occupied by an individual who bought it in November 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 3, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	2025046385
Deed Book / Page	3006 / 529
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 13, 2025
Property Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Document Number	0030060529
Book / Page	3006 / 529
Map Reference	MB 1 PG 24
Instrument Date	Nov 5, 2025
Instrument	2025046385
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 BROOKHAVEN CT S, PALM COAST, FL 32164-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Investor	Possibly a Property Investor

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353

Mortgage

Document Number	0027770909
Date	May 3, 2023
Book Page	2777/909
Instrument	2023018846

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2043

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 26, 2022
Property Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Document Number	0026511874
Book / Page	2651 / 1874
Map Reference	MB 1 PG 24
Instrument Date	Jan 21, 2022
Instrument	2022004413
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, FLAGLER BEACH, FL 32136-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353

Mortgage

Document Number	0026511876
Date	Jan 26, 2022
Instrument	2651/1876

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	325 N 8TH ST, FLAGLER BEACH, FL 32136-3353
Document Number	0021810953
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N 8TH ST FLAGLER BEACH FL 321363353, FLAGLER BEACH, FL 32136-3353

Mortgage

Document Number	0021810953
Date	Jan 17, 2017
Book Page	002181/000953
Instrument	1903

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 325 N 8th St was $10,023 with a homeowner's exemption, up 2.8% from the year before.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,023.00 (+2.79%) Homeowner's exemption	$556,790 (+2.9%)	$599,102 (-0.73%) Land $238,875 Building $360,227
2024	$9,751.00 (+2.56%) Homeowner's exemption	$541,098 (+3%)	$603,526 (+14.88%) Land $238,875 Building $364,651
2023	$9,508.00 (+9.45%) Homeowner's exemption	$525,337 (+2.01%) Land $183,750 Building $341,587	$525,337 (+2.01%) Land $183,750 Building $341,587
2022	$8,687.00 Homeowner's exemption Additional exemption filed	$514,997 Land $183,750 Building $331,247	$514,997 Land $183,750 Building $331,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 N 8th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 N 8th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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