325 N 4th St, Elburn, IL 60119 Property Records

Kane County property record for 325 N 4th St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	built 1992
Lot Size	0.23 acres (10,040 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2021)
Tax Bill	$9,208 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-05-126-055`

Property Details

APN / Parcel Number

Primary APN	`11-05-126-055`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Lot Area	10,040 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	325 N 4TH ST
City	ELBURN
State	IL
Zip	60119-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 IN KEYSTONE INDUSTRIAL PARK UNIT NO 2
Legal Subdivision	KEYSTONE INDUSTRIAL PARK
Legal Block	1
Legal Lot Number	37
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1009
Census Tract	854507

Owner

325 N 4th St is owned and occupied by two individuals who bought it in June 2021.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 N 4TH ST, ELBURN, IL 60119-8957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	202145093
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2021
Property Address	325 N 4TH ST, ELBURN, IL 60119-8957
Document Number	0000045093
Instrument Date	May 11, 2021
Instrument	2021K045093
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 N 4TH ST, ELBURN, IL 60119-8957

Mortgage

Document Number	0000045094
Date	Jun 14, 2021
Instrument	2021K045094

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2019
Property Address	325 N 4TH ST, ELBURN, IL 60119-8957
Document Number	0000018569
Instrument Date	May 2, 2019
Instrument	18569
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	325 N 4TH ST ELBURN IL 601198957, ELBURN, IL 60119-8957

Mortgage

Document Number	18570
Date	May 9, 2019
Instrument	18570

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 325 N 4th St was $9,208 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,208.00 Homeowner's exemption Senior Citizen's exemption	$131,837 (+8.89%) Land $12,782 Building $119,055	$395,669 (+8.89%) Land $38,361 Building $357,308
2024		$121,073 Land $11,738 Building $109,335	$363,364 Land $35,228 Building $328,136
2022	$7,735.00 (+1.35%) Homeowner's exemption	$93,639 (+4.48%) Land $9,723 Building $83,916	$280,917 (+4.48%) Land $29,169 Building $251,748
2021	$7,632.00 Homeowner's exemption	$89,624 Land $9,306 Building $80,318	$268,872 Land $27,918 Building $240,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 N 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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