325 Mountain Rd, Afton, VA 22920 Property Records

Nelson County property record for 325 Mountain Rd, Afton, VA 22920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 2001
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Tax Bill$2,362 (2026)
Deeds & MortgagesOct 2023 Mortgage
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN3 A 119B

Property Details

APN / Parcel Number

Primary APN3 A 119B
Alternative APN
  • 02645

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,515 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area65,340 sqft (1.5 acres)
TerrainRolling
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area504 sqft
Deck Area181 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number02645
Street Address325 MOUNTAIN RD
CityAFTON
StateVA
Zip22920-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUMPHRIES-MAYO 010001540
JurisdictionNELSON VA
Township / Civil DivisionNORTH
Census Block Group2
Census Block2018
Census Tract950201

Owner

Source: Nelson County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 MOUNTAIN RD, AFTON, VA 22920-5008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · ARM
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Oct 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBER OPTIONS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON VA
Property Address325 MOUNTAIN RD, AFTON, VA 22920-5008
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202302426
DateOct 24, 2023
Instrument202302426
Lender
NameUNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON VA
Property Address325 MOUNTAIN RD, AFTON, VA 22920-5008
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202003137
DateOct 28, 2020
Instrument202003137
Lender
NameMEMBER OPTIONS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNelson County
Unified School DistrictNelson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,362.00 (+16.35%)$421,800 (+35.02%) Land $54,000 Building $367,800$421,800 (+35.02%) Land $54,000 Building $367,800
2025$312,400 (-) Land $44,000 Building $268,400$312,400 (-) Land $44,000 Building $268,400
2023$2,030.00$312,400 Land $44,000 Building $268,400$312,400 Land $44,000 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Virginia Electric Cooperative
Fiber
1,000 / 1,000

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