325 Moore Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 325 Moore Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,058 sqft · built 1979
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on File
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-374-000`

Property Details

APN / Parcel Number

Primary APN	`11634-374-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,758 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	128 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	404 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 MOORE DR
City	LYNN HAVEN
State	FL
Zip	32444-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAAA
Legal Description	REPLAT OF BELAIRE EST UNIT 1 LOT 14 BLK C ORB 764 P 488 (103B3)
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE EST
Legal Block	C
Legal Lot Number	14
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4008
Census Tract	1404

Owner

325 Moore Dr is owned and occupied by an individual.

Source: Bay County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4419 TRAM RD, PANAMA CITY, FL 32404-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	325 MOORE DR, LYNN HAVEN, FL 32444-4609
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043941376
Date	Apr 21, 2021
Book Page	4394/1376
Instrument	2021029451

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	325 MOORE DR, LYNN HAVEN, FL 32444-4609
Document Number	0039470268
Book / Page	003947 / 000268
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 MOORE DR LYNN HAVEN FL 324444609, LYNN HAVEN, FL 32444-4609

Mortgage

Document Number	0039470268
Date	Oct 18, 2017
Book Page	003947/000268
Instrument	60263

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 325 Moore Dr was $1,770 with a homeowner's exemption, down 1.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (-1.56%) Homeowner's exemption	$159,309	$211,319 Land $49,392 Building $161,927
2024	$1,798.00 (+3.39%)
2023	$1,739.00 (+10.27%) Homeowner's exemption	$150,310 (+3%)	$192,303 (+12.46%) Land $45,360 Building $146,943
2022	$1,577.00 Homeowner's exemption	$145,932	$171,000 Land $37,296 Building $133,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Moore Dr in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Moore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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