Highlands County property record for 325 Monte Real Blvd, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2024 |
| Lot Size | 0.581 acres (25,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jun 2024) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Apr 2023 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-030-00D0-0020 |
| Primary APN | C-15-35-30-030-00D0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 25,300 sqft (0.581 acres) |
| Lot Dimensions | 220 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 752 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 MONTE REAL BLVD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-8060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE III PB 9-PG 54 LOT 2 BLK D |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 03 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 961000 |
325 Monte Real Blvd is owned and occupied by an individual who bought it in June 2024.
Source: Highlands County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK |
| Jun 5, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Apr 26, 2023 | Correction Deed SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Feb 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2022 | Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Jul 27, 2018 | Warranty Deed, Transfer HEARTLAND TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on File |
| Deed Sale | Jun 5, 2024 · Amount on File |
| Prior Sale | May 17, 2022 · Amount on File |
| Deed Document Number | 20242206349 |
| Deed Book / Page | 3047 / 904 |
| Prior Transfer Date | Jan 6, 2023 |
| Prior Transfer Doc | 0002137218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0002245252 |
|---|---|
| Date | Feb 20, 2025 |
| Book Page | 3099/465 |
| Instrument | 2245252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002147661 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 2970/1393 |
| Instrument | 2147661 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 21, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 5, 2024 |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0002206349 |
| Book / Page | 3047 / 904 |
| Map Reference | MB 9 PG 54 |
| Instrument Date | May 29, 2024 |
| Instrument | 2206349 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Name | Verified Name |
|---|---|
| Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0003047906 |
|---|---|
| Date | Jun 5, 2024 |
| Instrument | 3047/906 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0002147800 |
| Book / Page | 2970 / 1645 |
| Map Reference | MB 9 PG 54 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2147800 |
| Record Updated | Dec 15, 2025 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 20, 2023 |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0002137218 |
| Book / Page | 2957 / 1778 |
| Map Reference | MB 9 PG 54 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2137218 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 17, 2022 |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0002094300 |
| Book / Page | 2905 / 1320 |
| Map Reference | MB 9 PG 54 |
| Instrument Date | May 13, 2022 |
| Instrument | 2094300 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4005 APPALOOSA RD, SEBRING, FL 33875-9511 |
| Name | Verified Name |
|---|---|
| Address | 8101 PINE GLEN RD, SEBRING, FL 33876-6036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 27, 2018 |
| Property Address | 325 MONTE REAL BLVD, SEBRING, FL 33876-8060 |
| Document Number | 0001905447 |
| Book / Page | 002647 / 001861 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 1905447 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | HEARTLAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 MONTE REAL BLVD SEBRING FL 338768060, SEBRING, FL 33876-8060 |
The 2025 property tax bill for 325 Monte Real Blvd was $924, down 19.3% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (-19.3%) | $270,953 Land $18,500 Building $252,453 | $270,953 Land $18,500 Building $252,453 |
| 2024 | $1,145.00 (+22.59%) | ||
| 2023 | $934.00 (+52.86%) | $16,500 (+17.86%) Land $16,500 | $16,500 (+17.86%) Land $16,500 |
| 2022 | $611.00 | $14,000 Land $14,000 | $14,000 Land $14,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 325 Monte Real Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2004–2017) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Monte Real Blvd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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