325 Milton St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 325 Milton St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,650 sqft · built 1880
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Apr 2026)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`086-0002-0333-00`

Property Details

APN / Parcel Number

Primary APN	`086-0002-0333-00`
Alternative APN	`0010230`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	504 sqft
2nd Floor Area	504 sqft
Basement Area	504 sqft
Finished Basement	400 sqft
Unfinished Basement	104 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1886
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	56 ft deep x 14.1 ft wide
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	325 MILTON ST
City	CINCINNATI
State	OH
Zip	45202-0950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	325 MILTON ST 14.17 X 56 PT LOTS 29-30 MANSFIELDS SUB
Legal Subdivision	MANSFIELDS SUB
Legal Lot Number	29-30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 24, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage GUARANTEED RATE INC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Apr 24, 2024 · Amount on Record
Deed Document Number	202627625
Deed Book / Page	15643 / 809
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050812
Date	Apr 23, 2021
Book Page	14403/240
Instrument	2021-0050812

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 3, 2026
Property Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Document Number	0000062485
Book / Page	15720 / 362
Instrument Date	Apr 6, 2026
Instrument	202662485
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062485,
Date	Aug 3, 2026
Book Page	15720/362
Instrument	202662485

Lender

Name	WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2026
Property Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Document Number	0000027625
Book / Page	15643 / 809
Instrument Date	Mar 31, 2026
Instrument	202627625
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MILTON ST, CINCINNATI, OH 45202-0950

Mortgage

Document Number	0000027626,
Date	Apr 13, 2026
Instrument	202627626

Lender

Name	WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2024
Property Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Document Number	0000027182
Book / Page	15152 / 1948
Map Reference	MB 34 PG 140
Instrument Date	Apr 23, 2024
Instrument	2024-0027182
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 MILTON ST, CINCINNATI, OH 45202-0950

Mortgage

Document Number	0000027184
Date	Apr 24, 2024
Instrument	2024-0027184

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2017
Property Address	325 MILTON ST, CINCINNATI, OH 45202-0950
Document Number	0000009162
Map Reference	MB 34 PG 140
Instrument Date	Sep 18, 2017
Instrument	17-0089162
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000009163
Date	Sep 29, 2017
Instrument	17-0089163

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 (+3.13%)	$85,211 (-) Land $32,802 Building $52,409	$243,460 (-) Land $93,720 Building $149,740
2024	$5,080.00 (-2.21%)	$85,211 (-) Land $32,802 Building $52,409
2023	$5,195.00 (-15.02%)	$85,211 (-5.27%) Land $32,802 Building $52,409	$243,460 (-5.27%) Land $93,720 Building $149,740
2022	$6,113.00 Homeowner's exemption	$89,950 Land $18,697 Building $71,253
2020			$257,000 Land $53,420 Building $203,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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