Franklin County property record for 325 Middle Ridge Dr, Callaway, VA 24067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1994 |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042 00-002 04 |
| Primary APN | 042 00-002 04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,430 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Finished Basement | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 225,205 sqft (5.17 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 138 sqft |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11329 |
|---|---|
| Street Address | 325 MIDDLE RIDGE DR |
| City | CALLAWAY |
| State | VA |
| Zip | 24067-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | MIDDLE RIDGE ESTATES TRACT 5 |
| Legal Subdivision | MIDDLE RIDGE ESTATES |
| Legal Phase | 5 |
| Legal Tract | 5 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLACKWATER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20502 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 MIDDLE RIDGE DR, CALLAWAY, VA 24067-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 325 MIDDLE RIDGE DR, CALLAWAY, VA 24067-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011412419 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 1141/2419 |
| Instrument | 200004379 |
| Name | FREEDOM FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+17.32%) | $263,200 (+66.48%) Land $44,600 Building $218,600 | $263,200 (+66.48%) Land $44,600 Building $218,600 |
| 2023 | $964.00 | $158,100 (-) Land $37,600 Building $120,500 | $158,100 (-) Land $37,600 Building $120,500 |
| 2022 | $158,100 Land $37,600 Building $120,500 | $158,100 Land $37,600 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1992–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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