325 McLeod St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 325 McLeod St, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1970
Lot Size	0.34 acres (14,844 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2022)
Tax Bill	$2,857 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-023-02`

Property Details

APN / Parcel Number

Primary APN	`215-023-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,025 sqft Heated Area
Gross Area	1,380 sqft
1st Floor Area	1,025 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,844 sqft (0.34 acres)
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	215-023-02
Street Address	325 MCLEOD ST
City	MATTHEWS
State	NC
Zip	28105-4759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	PH M12-257
Legal Subdivision	CLUB VIEW ACRES ADD 01
Legal Lot Number	H
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1004
Census Tract	5834

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 MCLEOD ST, MATTHEWS, NC 28105-4759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECT HOME LOANS LLC
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0037382262
Deed Book / Page	37382 / 262
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 31, 2022
Property Address	325 MCLEOD ST, MATTHEWS, NC 28105-4759
Document Number	0000081850
Book / Page	37382 / 262
Map Reference	MB 12 PG 257
Instrument Date	May 27, 2022
Instrument	2022081850
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7466 COX PIKE, FAIRVIEW, TN 37062-9293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MCLEOD ST, MATTHEWS, NC 28105-4759

Mortgage

Document Number	0000081851
Date	May 31, 2022
Instrument	2022081851

Lender

Name	DIRECT HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 19, 2019
Property Address	325 MCLEOD ST, MATTHEWS, NC 28105-4759
Document Number	0000107710
Book / Page	33771 / 338
Map Reference	MB 12 PG 257
Instrument Date	Aug 19, 2019
Instrument	2019107710
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5538 CAMELOT DR, 5538, CHARLOTTE, NC 28270-0413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MCLEOD ST, MATTHEWS, NC 28105-4759

Mortgage

Document Number	0000107711
Date	Aug 19, 2019
Instrument	2019107711

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000107712
Date	Aug 19, 2019
Book Page	33771/358
Instrument	2019107712

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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