Rowan County property record for 325 McCubbins St, Spencer, NC 28159
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 2,128 sqft · built 2002 |
| Lot Size | 0.52 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,454 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 010 |
| Primary APN | 033 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,500 sqft (0.52 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 16 sqft |
| Canopy | 360 sqft |
| Storage Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 325 MCCUBBINS ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1604 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | L6-8 BLK 6 B.F. LIVELY AND CO |
| Legal Subdivision | B F LIVELY AND CO |
| Legal Block | 6 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50700 |
325 McCubbins St, a residential property, is owned and occupied by an individual who acquired it in March 2002.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 MCCUBBINS ST, SPENCER, NC 28159-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2002 |
| Deed Sale | Mar 27, 2002 |
| Deed Book / Page | 943 / 540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 325 MCCUBBINS ST, SPENCER, NC 28159-1604 |
| Document Number | 0012910105 |
| Book / Page | 001291 / 000105 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 325 MCCUBBINS ST SPENCER NC 281591604, SPENCER, NC 28159-1604 |
| Document Number | 0012910105 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 001291/000105 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 325 McCubbins St was $2,454.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,454.00 | $217,221 Land $39,600 Building $177,621 | $217,221 Land $39,600 Building $177,621 |
| 2023 | $2,454.00 | $217,221 Land $39,600 Building $177,621 | $217,221 Land $39,600 Building $177,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 McCubbins St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 McCubbins St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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