Allegan County property record for 325 Lorene St, Wayland, MI 49348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1959 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Nov 2019) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-700-032-00 |
| Primary APN | 56-700-032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 LORENE ST |
|---|---|
| City | WAYLAND |
| State | MI |
| Zip | 49348-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 32 SEC 5 T3N R11W SAGER PAWLOSKI ADD. TO VILLAGE OF WAYLAND. |
| Legal Range | 11W |
| Legal Township | 03N |
| Legal Section | 05 |
| Legal Subdivision | SAGER PAWLOSKI ADD |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WAYLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30502 |
325 Lorene St is owned and occupied by an individual who bought it in November 2019.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 LORENE ST, WAYLAND, MI 49348-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on File |
| Deed Sale | Nov 6, 2019 · Amount on File |
| Prior Sale | Nov 6, 2006 · Amount on File |
| Deed Book / Page | 4399 / 889 |
| Prior Transfer Date | Apr 4, 2003 |
| Prior Transfer Doc | 2434000305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 27, 2026 |
| Property Address | 325 LORENE ST, WAYLAND, MI 49348-1125 |
| Document Number | 0000008731 |
| Book / Page | 5141 / 304 |
| Instrument Date | May 21, 2026 |
| Instrument | 20268731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 325 LORENE ST, WAYLAND, MI 49348-1125 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008731, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5141/304 |
| Instrument | 20268731 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 6, 2019 |
| Property Address | 325 LORENE ST, WAYLAND, MI 49348-1125 |
| Document Number | 004399/889 |
| Book / Page | 4399 / 889 |
| Map Reference | LB 7 PG 14 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,264.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 LORENE ST, 325, WAYLAND, MI 49348-1125 |
| Name | Verified Name |
|---|---|
| Address | 325 LORENE ST, WAYLAND, MI 49348-1125 |
| Investor | Possibly a Property Investor |
| Document Number | 0004399891 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 4399/891 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 325 Lorene St was $2,891 with a homeowner's exemption, up 2.8% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Wayland City |
| Unified School District | Wayland Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,700 (+9.51%) Land $14,100 Building $82,600 | $193,400 (+9.51%) Land $28,200 Building $165,200 | |
| 2025 | $2,891.00 (+2.85%) Homeowner's exemption | $88,300 Land $11,700 Building $76,600 | $176,600 Land $23,400 Building $153,200 |
| 2024 | $2,811.00 | ||
| 2023 | $70,800 Land $9,900 Building $60,900 | $141,600 Land $19,800 Building $121,800 | |
| 2022 | $2,554.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 325 Lorene St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Lorene St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYLAND serves 4,435 people · EPA ID MI0006940 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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