325 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 325 Lloyd St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,973 sqft · built 1967
Lot Size	0.2 acres (8,715 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Mar 2000)
Deeds & Mortgages	May 2024 Transfer Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-408-015`

Property Details

APN / Parcel Number

Primary APN	`19-12-408-015`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,973 sqft
Gross Area	3,046 sqft
1st Floor Area	1,073 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1967
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	8,715 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	325 LLOYD ST
City	CARY
State	IL
Zip	60013-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2000R0015947 LT 51 HANSONS OAK VIEW ESTATES
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	HANSONS OAK VIEW ESTATES
Legal Block	408
Legal Lot Number	51
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2004
Census Tract	871305

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	325 LLOYD ST, CRYSTAL LAKE, IL 60014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 28, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2000 · Amount on Record
Deed Sale	Mar 31, 2000 · Amount on Record
Prior Sale	Jun 8, 1998 · Amount on Record
Deed Document Number	0000015947
Deed Book / Page	1912
Last Transfer Date	May 1, 2024
Transfer Doc	0000010482
Record Updated	Jun 7, 2026

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	May 1, 2024
Property Address	325 LLOYD ST, CARY, IL 60013-2127
Document Number	0000010482
Map Reference	DOC355941 MB14 PG24
Instrument Date	Apr 24, 2024
Instrument	2024R0010482
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 LLOYD ST, CRYSTAL LAKE, IL 60014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 LLOYD ST, CRYSTAL LAKE, IL 60014

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	325 LLOYD ST, CARY, IL 60013-2127
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 LLOYD ST, CARY, IL 60013-2127

Mortgage

Document Number	0000029961
Date	Nov 28, 2023
Instrument	2023R0029961

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate	6.62%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	325 LLOYD ST, CARY, IL 60013-2127
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042107
Date	Dec 27, 2022
Instrument	2022R0042107

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$87,114 Land $16,565 Building $70,549	$261,342 Land $49,695 Building $211,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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