325 Linden St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 325 Linden St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,093 sqft · built 1928
Lot Size0.072 acres (3,125 sqft)
OwnerCompany Name on Record
Last Sale$60,000 (Aug 2026)
Tax Bill$599 (2025)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Aug 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN026-34-11-006.00

Property Details

APN / Parcel Number

Primary APN026-34-11-006.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,093 sqft Finished Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,125 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address325 LINDEN ST
CityCOVINGTON
StateKY
Zip41016-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENNER GEO R E 1/2 OF W 1/2 LOT 68 25'X 125'
Legal SubdivisionKENNER GEO R
Legal Lot Number68
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2009
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address325 LINDEN ST, COVINGTON, KY 41016-1436
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed, Construction Loan · Construction Mortgage
NONE LISTED ON DOCUMENT
Aug 7, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 23, 2026Affidavit, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleAug 7, 2026 · Amount on Record
Deed Document Number202618942
Deed Book / Page483 / 941
Prior Transfer DateJun 17, 2026
Prior Transfer Doc0000012957
Record UpdatedOct 29, 2026

August 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 20, 2026
Property Address325 LINDEN ST, COVINGTON, KY 41016-1436
Document Number0000018942
Book / Page483 / 941
Instrument DateJul 27, 2026
Instrument202618942
Transaction TypeConstruction Loan
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$6,060.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address325 LINDEN ST, COVINGTON, KY 41016-1436

Mortgage

Document Number0000018943,
DateAug 20, 2026
Instrument2026082018943
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term5 Months
DueJan 24, 2027
Interest
Max Rate-1%

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 7, 2026
Property Address325 LINDEN ST, COVINGTON, KY 41016-1436
Document Number0000017706
Book / Page476 / 614
Instrument DateJul 24, 2026
Instrument202617706
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$5,757.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
InvestorPossibly a Property Investor

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionKENTON KY
Recording DateJun 23, 2026
Property Address325 LINDEN ST, COVINGTON, KY 41016-1436
Document Number0000012957
Book / Page449 / 56
Instrument DateJun 17, 2026
Instrument202612957
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,400 (+21.47%) Land $15,000 Building $100,400$115,400 (+21.47%) Land $15,000 Building $100,400
2025$599.00 (-4.16%) Homeowner's exemption$95,000 (-) Land $10,000 Building $85,000$95,000 (-) Land $10,000 Building $85,000
2023$625.00 Homeowner's exemption$95,000 Land $10,000 Building $85,000$95,000 Land $10,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Linden St

Nearby Streets

Search Property Records by Address or Parcel Number