325 Laurel St, Culpeper, VA 22701 Property Records

Culpeper County property record for 325 Laurel St, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,372 sqft · built 1975
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Oct 2002)
Tax Bill$1,536 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN50-H-2-E-4

Property Details

APN / Parcel Number

Primary APN50-H-2-E-4
Alternative APN
  • 9742

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area1,372 sqft
Basement Area1,372 sqft
Unfinished Basement1,372 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage Area520 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area147 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number9742
Street Address325 LAUREL ST
CityCULPEPER
StateVA
Zip22701-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMEADOWBROOK LOT 4 SECT E
Legal SubdivisionMEADOW BROOK SUBDIVISION
Legal Lot Number4
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group2
Census Block2009
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 CAVALRY RIDGE RD, FREDERICKSBURG, VA 22405-5785
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Commercial Mortgage
OAK VIEW NATIONAL BANK
Mar 31, 2023Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2002 · Amount on Record
Deed SaleOct 21, 2002 · Amount on Record
Prior SaleJul 20, 1998 · Amount on Record
Deed Document Number20022008703
Last Transfer DateMar 27, 2023
Transfer Doc0000001225
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address325 LAUREL ST, CULPEPER, VA 22701-4039
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CAVALRY RIDGE RD, FREDERICKSBURG, VA 22405-5785

Mortgage

Document Number0250005925
DateDec 5, 2025
Instrument250005925
Lender
NameOAK VIEW NATIONAL BANK
TypeBank
AddressCULPEPER, VA 22701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 4, 2030

March 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCULPEPER VA
Recording DateMar 31, 2023
Property Address325 LAUREL ST, CULPEPER, VA 22701-4039
Document Number0230001225
Instrument DateMar 27, 2023
Instrument230001225
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CAVALRY RIDGE RD, FREDERICKSBURG, VA 22405-5785

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,536.00 (-12.28%)$357,300 (+9.5%) Land $98,100 Building $259,200$357,300 (+9.5%) Land $98,100 Building $259,200
2024$1,751.00 (+2.04%)
2023$1,716.00$326,300 Land $78,900 Building $247,400$326,300 Land $78,900 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Most Recent ClaimJun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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