New Hanover County property record for 325 Kure Dunes, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,368 sqft · built 1999 |
| Lot Size | 0.112 acres (4,922 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2003) |
| Tax Bill | $4,848 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09200-001-002-057 |
| Primary APN | R09200-001-002-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 4,922 sqft (0.112 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 64 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 325 KURE DUNES |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2A |
| Legal Description | LOT 35 KURE DUNES PH IV |
| Legal Subdivision | PHASE IV KURE DUNES |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 12203 |
Source: New Hanover County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 KURE DUNES, KURE BEACH, NC 28449-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Nov 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2003 · Amount on Record |
| Deed Sale | Jul 8, 2003 · Amount on Record |
| Deed Document Number | 377434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 325 KURE DUNES, KURE BEACH, NC 28449-4805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 325 KURE DUNES, KURE BEACH, NC 28449-4805 |
| Document Number | 00657702077 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 6577/2077 |
| Instrument | 2022024864 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | May 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 325 KURE DUNES, KURE BEACH, NC 28449-4805 |
| Document Number | 0063221480 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 325 KURE DUNES KURE BEACH NC 284494805, KURE BEACH, NC 28449-4805 |
| Document Number | 0063221480 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 006322/001480 |
| Instrument | 22464 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 17, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 325 KURE DUNES, KURE BEACH, NC 28449-4805 |
| Document Number | 0062650817 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 KURE DUNES KURE BEACH NC 284494805, KURE BEACH, NC 28449-4805 |
| Document Number | 0062650817 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 006265/000817 |
| Instrument | 38585 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
Source: New Hanover County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 (+32.17%) | $1,014,300 (+104.62%) Land $440,900 Building $573,400 | $1,014,300 (+104.62%) Land $440,900 Building $573,400 |
| 2024 | $3,668.00 (+3.38%) | ||
| 2023 | $3,548.00 (-0.7%) | $495,700 Land $173,700 Building $322,000 | $495,700 Land $173,700 Building $322,000 |
| 2022 | $3,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 212 units insured incl. 16 condo units |
| Nearby Flood Claims | 258 (1984–2024) |
| Claims Outside the SFHA | 225 of 258 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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