Chesterfield County property record for 325 Huger St, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2019) |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 258 016 007 029 |
| Primary APN | 258 016 007 029 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|
| Parking Spaces | 2 Parking Spaces |
|---|
| Account Number | 00035002 |
|---|---|
| Street Address | 325 HUGER ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-2652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1L |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950504 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
325 Huger St is owned and occupied by an individual who bought it in May 2019.
Source: Chesterfield County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 HUGER ST, CHERAW, SC 29520-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| May 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FOUNDERS FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on File |
| Deed Sale | May 6, 2019 · Amount on File |
| Prior Sale | Jun 20, 2011 |
| Deed Document Number | 0000521426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 325 HUGER ST, CHERAW, SC 29520-2652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000516/682 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 516/682 |
| Instrument | 202000002992 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 5, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 325 HUGER ST, CHERAW, SC 29520-2652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000506/65 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 506/65 |
| Instrument | 1883 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
The 2025 property tax bill for 325 Huger St was $704.
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 | $3,220 Land $220 Building $3,000 | $107,000 Land $6,000 Building $101,000 |
| 2023 | $582.00 | $2,800 Land $200 Building $2,600 | $70,100 Land $5,000 Building $65,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 325 Huger St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Huger St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sandhill Telephone Cooperative.
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