325 Highland Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 325 Highland Ave, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,587 sqft · built 1950
Lot Size0.44 acres (19,206 sqft)
Owner2 Individual Names on File
Last Sale$156,700 (Nov 2006)
Tax Bill$1,191 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN028-40-05-179.00

Property Details

APN / Parcel Number

Primary APN028-40-05-179.00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,587 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area19,206 sqft (0.44 acres)
Lot Dimensions198 ft deep x 96.9 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address325 HIGHLAND AVE
CityFT MITCHELL
StateKY
Zip41017-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description96.94 X 198.17 IRR SWS HIGHLAND AVE S OF LONGMEADOW LN
Legal SubdivisionO J CARPENTER & T W SANDFORDS
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1011
Census Tract64700

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 HIGHLAND AVE, FT MITCHELL, KY 41017-2923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 3, 2006 · Amount on Record
Deed SaleNov 3, 2006 · Amount on Record
Deed Document Number200611 03 059 00050
Deed Book / Page3197 / 319
Last Transfer DateJan 10, 2024
Transfer Doc0005900183
Record UpdatedJun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJan 16, 2024
Property Address325 HIGHLAND AVE, FT MITCHELL, KY 41017-2923
Document Number0005900183
Book / PageKC 265 / 585
Instrument DateJan 10, 2024
Instrument24011605900183
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address325 HIGHLAND AVE, FORT MITCHELL, KY 41017-2923

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number0005900184
DateJan 16, 2024
Instrument24011605900184
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address325 HIGHLAND AVE, FT MITCHELL, KY 41017-2923
Document Number0000000137
Book / Page0C6323 / 000030
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 HIGHLAND AVE FORT MITCHELL KY 410172923, FORT MITCHELL, KY 41017-2923

Mortgage

Document Number0000000137
DateDec 27, 2017
Book Page0C6323/000030
Instrument137
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,191.00 (-8.17%)$318,700 (-) Land $60,000 Building $258,700$318,700 (-) Land $60,000 Building $258,700
2023$1,297.00$318,700 Land $60,000 Building $258,700$318,700 Land $60,000 Building $258,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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