325 HCR 1433, Covington, TX 76636 Property Records

Hill County property record for 325 HCR 1433, Covington, TX 76636

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,280 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$5,227 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16003-20000-90001-018000`

Property Details

APN / Parcel Number

Primary APN	`16003-20000-90001-018000`
Alternative APN	`102926`

Interior

Full Baths	2 Baths
Building Area	2,280 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	2,280 sqft

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16003-20000-90001-018000
Street Address	325 HCR 1433
City	COVINGTON
State	TX
Zip	76636-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON ACRES BLK A LT 18 5.00 AC
Legal Subdivision	COVINGTON ACRES
Legal Block	A
Legal Lot Number	18
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1025
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 HCR 1433, COVINGTON, TX 76636-4447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit CHURCHILL MORTGAGE CORP
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 19, 2016
Transfer Doc	001856/251
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	325 HCR 1433, COVINGTON, TX 76636-4447
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CAPITAL TITLE COMPANY/NE, CAPITAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001930/686
Date	Nov 15, 2017
Book Page	1930/686
Instrument	00092497

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	325 HCR 1433, COVINGTON, TX 76636-4447
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002131/373
Date	Sep 2, 2021
Book Page	2131/373
Instrument	126193

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,227.00 (+222.26%)	$299,677 (-6.78%)	$324,410 (+0.91%) Land $99,500 Building $224,910
2025	$1,622.00 (+31.34%) Homeowner's exemption	$321,490 (+17.2%) Land $99,500 Building $221,990	$321,490 (+17.2%) Land $99,500 Building $221,990
2023		$274,310 Land $82,500 Building $191,810	$274,310 Land $82,500 Building $191,810
2022	$1,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Windstream DSL	10 / 1

May also be available: AT&T, Rise Broadband.

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