325 Harrison St, Sumas, WA 98295 Property Records

Whatcom County property record for 325 Harrison St, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2021)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`410435-034347-0000`

Property Details

APN / Parcel Number

Primary APN	`410435-034347-0000`
Alternative APNs	`159140` `586341` `554627`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Patio Area	896 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	159140
Street Address	325 HARRISON ST
City	SUMAS
State	WA
Zip	98295-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	BARKERVILLE SUPPL LOTS 4-5-6 BLK 11
Legal Range	04
Legal Township	41
Legal Section	35
Legal Subdivision	BARKERVILLE SUPPL
Legal Block	11
Legal Lot Number	4-5
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1014
Census Tract	10202

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 HARRISON ST, SUMAS, WA 98295-9690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	20211465
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 9, 2021
Property Address	325 HARRISON ST, SUMAS, WA 98295-9690
Document Number	0001101465
Map Reference	VOL 3 PG 34
Instrument Date	Nov 3, 2021
Instrument	2021-1101465
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HARRISON ST, SUMAS, WA 98295-9690

Mortgage

Document Number	0001101466
Date	Nov 9, 2021
Instrument	2021-1101466

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	325 HARRISON ST, SUMAS, WA 98295-9690
Document Number	2191103845
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	325 HARRISON ST SUMAS WA 982959690, SUMAS, WA 98295-9690

Mortgage

Document Number	2191103845
Date	Nov 27, 2019
Instrument	1103845

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 31, 2018
Property Address	325 HARRISON ST, SUMAS, WA 98295-9690
Document Number	2180803366
Instrument Date	Aug 20, 2018
Instrument	803366
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,954.82
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HARRISON ST SUMAS WA 98295, SUMAS, WA 98295

Mortgage

Document Number	2180803368
Date	Aug 31, 2018
Instrument	803368

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Mortgage

Document Number	2180803367,
Date	Aug 31, 2018
Instrument	803367

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Sumas City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+40.08%)	$321,594 (+23.03%) Land $135,850 Building $185,744	$321,594 (+23.03%) Land $135,850 Building $185,744
2022		$261,394 Land $93,072 Building $168,322	$261,394 Land $93,072 Building $168,322
2021	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 251 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	251 in force
Nearby Flood Claims	226 (2020–2026)
Claims Outside the SFHA	10 of 226
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Cable	250 / 35

Cell Coverage

No cell data coverage reported

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