325 Harrison St, Franklin, VA 23851 Property Records

Franklin City property record for 325 Harrison St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,850 sqft · built 1980
Lot Size	0.258 acres (11,238 sqft)
Owner	Company Name on Record
Last Sale	$164,300 (Jan 2026)
Tax Bill	$1,993 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2023 Line of Credit + 1 more
APN	`137 080 2 36,37,38`

Property Details

APN / Parcel Number

Primary APN	`137 080 2 36,37,38`
Alternative APN	`1502`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Wooded
Driveway	Concrete Driveway
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1502
Street Address	325 HARRISON ST
City	FRANKLIN
State	VA
Zip	23851-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 36 37 38 P R CAMP PLAT 2 BLK 2 HARRISON ST 137-(080)-BLK 2-36 37 38
Legal Subdivision	PR CAMPS DAIRY FARM
Legal Block	2-36
Legal Lot Number	36
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	90200

Owner

Source: Franklin City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	425 S FINANCIAL PL, 2000, CHICAGO, IL 60605-1000
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit QUEST TRUST COMPANY
May 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20263
Prior Transfer Date	Dec 11, 2025
Prior Transfer Doc	0000000003
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	325 HARRISON ST, FRANKLIN, VA 23851-2603
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001830
Date	Aug 28, 2019
Instrument	190001830

Lender

Name	TITAN MUTUAL LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	325 HARRISON ST, FRANKLIN, VA 23851-2603
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002097
Date	Sep 28, 2023
Instrument	230002097

Lender

Name	QUEST TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	325 HARRISON ST, FRANKLIN, VA 23851-2603
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001255
Date	May 23, 2024
Instrument	240001255

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,993.00 (+36.32%)	$193,500 (+17.77%) Land $16,500 Building $177,000	$193,500 (+17.77%) Land $16,500 Building $177,000
2025	$1,462.00 (+45.18%)	$164,300 (+41.03%) Land $16,500 Building $147,800	$164,300 (+41.03%) Land $16,500 Building $147,800
2023		$116,500 Land $12,400 Building $104,100	$116,500 Land $12,400 Building $104,100
2019	$1,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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