325 Graves Mill Rd, Madison, VA 22727 Property Records

Madison County property record for 325 Graves Mill Rd, Madison, VA 22727

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1973
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$1,219 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN46-9C

Property Details

APN / Parcel Number

Primary APN46-9C
Alternative APN
  • 6210

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
TerrainRolling
Deck Area416 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number6210
Street Address325 GRAVES MILL RD
CityMADISON
StateVA
Zip22727-2548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDB 110/65 2.000 AC 46-9C RT 662
JurisdictionMADISON VA
Township / Civil DivisionRAPIDAN
Census Block Group2
Census Block2053
Census Tract930202

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 GRAVES MILL RD, MADISON, VA 22727-2548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF VIRGINIA COMMUNITY CU
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address325 GRAVES MILL RD, MADISON, VA 22727-2548
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250001520
DateNov 19, 2025
Instrument250001520
Lender
NameUNIVERSITY OF VIRGINIA COMMUNITY CU
TypeCredit Union
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 7, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address325 GRAVES MILL RD, MADISON, VA 22727-2548
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001424
DateSep 27, 2017
Instrument170001424
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMadison County
Unified School DistrictMadison County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,219.00 (-1.06%)$230,000 (+38.06%) Land $72,000 Building $158,000$230,000 (+38.06%) Land $72,000 Building $158,000
2023$1,232.00$166,600 Land $64,000 Building $102,600$166,600 Land $64,000 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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