Bergen County and Ridgewood Village property record for 325 Gardner Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 7,653 sqft · built 1951 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,295,000 (Jul 2023) |
| Tax Bill | $52,017 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02701-0000-00028 |
| Primary APN | 51-02701-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,653 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 28,837 sqft (0.662 acres) |
| Lot Dimensions | 180 ft deep x 160 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 325 GARDNER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .662 AC |
| Legal Subdivision | MANOR RDG/RIDGEWOOD 2ND REV |
| Legal Block | 2701 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 47300 |
325 Gardner Rd is owned and occupied by two individuals who bought it in July 2023.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 GARDNER RD, RIDGEWOOD, NJ 07450-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Feb 24, 2017 | Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Feb 24, 2017 · Amount on File |
| Deed Document Number | 202344269 |
| Deed Book / Page | 5031 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2023 |
| Property Address | 325 GARDNER RD, RIDGEWOOD, NJ 07450-4801 |
| Document Number | 0050310665 |
| Book / Page | 5031 / 665 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023044269 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,194.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 THOMAS ST, HARRINGTON PARK, NJ 07640-1432 |
| Name | Verified Name |
|---|---|
| Address | 325 GARDNER RD, RIDGEWOOD, NJ 07450-4801 |
| Document Number | 2023044270 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023044270 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 24, 2017 |
| Property Address | 325 GARDNER RD, RIDGEWOOD, NJ 07450-4801 |
| Document Number | 0025451138 |
| Book / Page | 02545 / 1138 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 17-017635 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,758.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 GARDNER RD, 325, RIDGEWOOD, NJ 07450-4801 |
| Name | Verified Name |
|---|---|
| Address | 327 N 6TH ST, BEACH HAVEN, NJ 08008 |
| Document Number | 0025451144 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 02545/1144 |
| Instrument | 17-017635.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 325 Gardner Rd was $52,017, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,799,900 (-) Land $708,100 Building $1,091,800 | $1,799,900 (-) Land $708,100 Building $1,091,800 | |
| 2025 | $52,017.00 (+0.73%) | $1,799,900 Land $708,100 Building $1,091,800 | $1,799,900 Land $708,100 Building $1,091,800 |
| 2024 | $51,639.00 | ||
| 2023 | $1,799,900 (-) Land $708,100 Building $1,091,800 | $1,799,900 (-) Land $708,100 Building $1,091,800 | |
| 2022 | $49,191.00 (+0.92%) | $1,799,900 Land $708,100 Building $1,091,800 | $1,799,900 Land $708,100 Building $1,091,800 |
| 2021 | $48,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Gardner Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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