325 Evergreen Ln, Roaring Spring, PA 16673 Property Records

Bedford County property record for 325 Evergreen Ln, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	1,730 sqft · built 1975
Lot Size	2.36 acres (103,063 sqft)
Owner	2 Individual Names on File
Last Sale	$91,756 (Aug 2020)
Tax Bill	$2,356 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2020 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`F.03-0.00-044-E`

Property Details

APN / Parcel Number

Primary APN	`F.03-0.00-044-E`
Alternative APN	`030-004006`

Interior

Stories	2 Stories
Building Area	1,730 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	103,063 sqft (2.36 acres)
Garage Type	Attached
Deck Area	Deck Area

Location & Zoning

Street Address	325 EVERGREEN LN
City	ROARING SPRING
State	PA
Zip	16673-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	325 EVERGREEN LANE
Legal Subdivision	HORNER MINOR SUBDIVISION
Jurisdiction	BEDFORD PA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4010
Census Tract	960400

Owner

325 Evergreen Ln is owned and occupied by two individuals who acquired it in October 2023.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 27, 2014	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Jun 10, 2026	Deed, Transfer ABSTRACT CLOSING SERVICES LLC, ABSTRACT CLOSING SERVICES
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Oct 4, 2023	Intrafamily Transfer, Transfer
Oct 4, 2023	Intrafamily Transfer, Transfer
Aug 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 21, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	20203929
Deed Book / Page	6394 / 3929
Last Transfer Date	Oct 4, 2023
Transfer Doc	0000004146
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001610/641
Date	Nov 2, 2017
Book Page	1610/641
Instrument	2017-005704

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/6412
Date	Nov 23, 2020
Book Page	2020/6412
Instrument	2020-006412

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MARTINSBURG, PA 16662

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/4684
Date	Nov 8, 2023
Book Page	2023/4684
Instrument	2023-004684

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MARTINSBURG, PA 16662

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2043

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

Mortgage

Document Number	02024/2288
Date	May 28, 2024
Book Page	2024/2288
Instrument	2024-002288

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MARTINSBURG, PA 16662

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2039

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001505/430
Date	Aug 27, 2014
Book Page	1505/430
Instrument	003867

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 10, 2026
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	0000002424
Instrument Date	May 19, 2026
Instrument	20262424
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ABSTRACT CLOSING SERVICES LLC, ABSTRACT CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Jun 2, 2026
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	0000002294
Instrument Date	May 19, 2026
Instrument	20262294
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ABSTRACT CLOSING SERVICES LLC, ABSTRACT CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

Mortgage

Document Number	0000002294,
Date	Jun 2, 2026
Instrument	20262294

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Oct 4, 2023
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	02023/4146
Book / Page	2023 / 4146
Instrument Date	Sep 18, 2023
Instrument	2023-004146
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Oct 4, 2023
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	02023/4145
Book / Page	2023 / 4145
Map Reference	DOC 2019-002786
Instrument Date	Sep 18, 2023
Instrument	2023-004145
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 11, 2020
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	06394/3929
Book / Page	6394 / 3929
Map Reference	MB 7 PG 234
Instrument Date	Aug 3, 2020
Instrument	2020-003929
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST NATIONAL INS SVCS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

Mortgage

Document Number	06394/3930
Date	Aug 11, 2020
Book Page	6394/3930
Instrument	2020-003930

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 21, 2019
Property Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239
Document Number	02019/2699
Book / Page	2019 / 2699
Map Reference	MB 7 PG 234
Instrument Date	Jun 17, 2019
Instrument	2019-002699
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 EVERGREEN LN, ROARING SPRING, PA 16673-9239

Mortgage

Document Number	2019002700
Date	Jun 21, 2019
Instrument	2019-002700

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 325 Evergreen Ln was $2,356, up 10.5% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bloomfield Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,356.00 (+10.45%)	$162,400 (-) Land $34,100 Building $128,300	$162,400 (-) Land $34,100 Building $128,300
2025	$2,133.00	$162,400 Land $34,100 Building $128,300	$162,400 Land $34,100 Building $128,300
2023	$2,107.00 Additional exemption filed	$162,400 Land $34,100 Building $128,300
2012			$162,400 Land $34,100 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Evergreen Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Evergreen Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Crowsnest Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Evergreen Ln

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