325 Echo Pt, Belton, KY 42324 Property Records

Muhlenberg County property record for 325 Echo Pt, Belton, KY 42324

Property Summary

Property Type	Single Family Home
Details	built 2007
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Nov 2025)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-00-00-004.012`

Property Details

APN / Parcel Number

Primary APN	`185-00-00-004.012`
Alternative APN	`26873`

Interior

Stories	1 Story

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26873
Street Address	325 ECHO PT
City	BELTON
State	KY
Zip	42324-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.27 AC & BUILDING
Legal Subdivision	MALONE MEADOW
Legal Lot Number	C-3
Jurisdiction	MUHLENBERG KY
Township / Civil Division	PENROD
Census Block Group	1
Census Block	1020
Census Tract	960800

Owner

Source: Muhlenberg County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 CHERRY HILL CT, LOUISVILLE, KY 40229-1110
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage PLANTERS BANK
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage ACCEPTANCE HOME MORTGAGE LLC
Aug 6, 2019	Deed, Transfer · FHA Mortgage ACCEPTANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	2025334649
Deed Book / Page	614 / 292
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	325 ECHO PT, BELTON, KY 42324-3554
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 CHERRY HILLS CT, LOUISVILLE, KY 40245-5086

Mortgage

Document Number	0M764/1752
Date	Nov 26, 2025
Book Page	M764/1752
Instrument	334650

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	325 ECHO PT, BELTON, KY 42324-3554
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M764/1119
Date	Nov 14, 2025
Book Page	M764/1119
Instrument	334160

Lender

Name	PLANTERS BANK
Type	Bank
Address	HOPKINSVILLE, KY 42241

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	325 ECHO PT, BELTON, KY 42324-3554
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M726/203
Date	Apr 27, 2021
Book Page	M726/203
Instrument	296487

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Aug 6, 2019
Property Address	325 ECHO PT, BELTON, KY 42324-3554
Document Number	0D593/0669
Book / Page	D593 / 0669
Map Reference	CAB I SL 532
Instrument Date	Aug 2, 2019
Instrument	286884
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 MCEWEN DR, NICEVILLE, FL 32578-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 POINTE PL # ECHO, ECHO, WESTERVILLE, OH 43082-6395

Mortgage

Document Number	0M709/1462
Date	Aug 6, 2019
Book Page	M709/1462
Instrument	286885

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00 (+16.07%)	$364,000 (+17.46%)	$364,000 (+17.46%)
2023	$2,987.00 (-0.93%)	$309,900 (-)	$309,900 (-)
2022	$3,015.00	$309,900	$309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LTC Connect Fiber	5,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Echo Pt

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