325 E University St, Bloomington, IN 47401 Property Records

Monroe County property record for 325 E University St, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,934 sqft · built 1899
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2020)
Tax Bill	$7,196 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-25160-00`

Property Details

APN / Parcel Number

Primary APN	`015-25160-00`
Alternative APN	`53-08-04-220-015.000-009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	73 ft deep x 100 ft wide
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-25160-00
Street Address	325 E UNIVERSITY ST
City	BLOOMINGTON
State	IN
Zip	47401-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILL PT LOT 11 & PT LOT 12
Legal Subdivision	CEDAR HILL ADDITION
Legal Lot Number	11,12
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3008
Census Tract	301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 CANTATA LN, WESTFIELD, IN 46074-0539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jan 16, 2019	Intrafamily Transfer, Transfer
Dec 21, 2018	Warranty Deed, Transfer · ARM STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20209655
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	2020009655
Record Updated	Sep 20, 2026

June 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 26, 2020
Property Address	325 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4715
Document Number	2020009655
Instrument Date	Oct 2, 2019
Instrument	2020009655
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4715

Mortgage

Document Number	2020009656
Date	Jun 26, 2020
Instrument	2020009656

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 16, 2019
Property Address	325 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4715
Document Number	2019000740
Instrument Date	Dec 20, 2018
Instrument	2019000740
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 SOMERSET LAKE RD, NASHVILLE, IN 47448-9697

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 21, 2018
Property Address	325 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4715
Document Number	2018017035
Instrument Date	Dec 14, 2018
Instrument	2018017035
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12919 MONTANA AVE APT 102, 102, LOS ANGELES, CA 90049-4843

Mortgage

Document Number	2018017039
Date	Dec 21, 2018
Instrument	2018017039

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,196.00 (-5.43%)	$364,000 (-1.3%) Land $107,500 Building $256,500	$364,000 (-1.3%) Land $107,500 Building $256,500
2024	$7,609.00 (+111.01%)
2023		$368,800 (+12.54%) Land $107,500 Building $261,300	$368,800 (+12.54%) Land $107,500 Building $261,300
2022	$3,606.00 Homeowner's exemption	$327,700 Land $93,500 Building $234,200	$327,700 Land $93,500 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, Smithville Communications, Xiber.

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