325 E Summit St, Unit 103, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 325 E Summit St, Unit 103, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$18,344 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-20-415-008`

Property Details

APN / Parcel Number

Primary APN	`09-09-20-415-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 133 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 E SUMMIT ST, 103
City	ANN ARBOR
State	MI
Zip	48104-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	UNIT 3 THE GARNET SPLIT/COMBINED ON 02/22/2023 FROM 09-09-20-415-003;
Legal Unit	3
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1004
Census Tract	400700

Owner

Source: Washtenaw County assessment roll, APN 09-09-20-415-008, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	325 E SUMMIT ST, 103, ANN ARBOR, MI 48104-1077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 29, 2023
Property Address	325 E SUMMIT ST UNIT 103, 103, ANN ARBOR, MI 48104-1077
Document Number	0006682791
Book / Page	5515 / 907
Map Reference	LB 5412 PG 50
Instrument Date	Mar 22, 2023
Instrument	6682791
Transaction Type	Transfer
Record Updated	Aug 03, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,713.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 N WAGNER RD, ANN ARBOR, MI 48103-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S 1ST ST APT 708, 708, ANN ARBOR, MI 48104-1395

Mortgage

Document Number	0006682792
Date	Mar 29, 2023
Instrument	6682792

Lender

Name	BANK OF ANN ARBOR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Washtenaw County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,100 (+16.02%)	$776,200 (+16.02%)
2025	$18,344.00
2023		$334,500	$669,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washtenaw County (26161C), as of May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261614007001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2009–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 326 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ANN ARBOR serves 123,851 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.