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325 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 325 E River St, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1965
Square Footage1,110 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$82,300 (2006)
Tax Bill$1,044.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-058-000-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,110 sqft Living Area
Gross Area1,271 sqft Gross Area
1st Floor553 sqft 1st Floor
Upper Floors442 sqft Upper Floors
Basement Area553 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area4,792 sqft (0.11 acres)
Depth X Width125 ft x 40 ft Depth x Width
Garage TypeAttached Garage
Garage Area66 sqft Garage
Patio Area323 sqft Patio
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address325 E RIVER ST
CityELYRIA
StateOH
Zip44035-5244
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSMITH 40 X 125 S/L 3
Legal SubdivisionCHARLES W SMITHS SUBDIVISION
Legal Tract25
Legal Lot Number3
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1026
Census Tract70700

Owner

Source: Lorain County records · APN 06-25-058-000-009

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 E RIVER ST, ELYRIA, OH 44035-5244
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Dec 02, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
May 12, 2021Re-recorded Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2006 · Amount on Record
Deed SaleJun 30, 2006 · Amount on Record
Prior SaleFeb 14, 2006 · Amount on Record
Deed Doc Number2006151532
Last Transfer DateOct 25, 2020
Transfer Doc20210817478
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address325 E RIVER ST, ELYRIA, OH 44035-5244
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000873706
DateMay 03, 2022
Instrument2022-0873706
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueMay 01, 2047

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address325 E RIVER ST, ELYRIA, OH 44035-5244
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E RIVER ST, ELYRIA, OH 44035-5244

Mortgage

Document Number0000035099
DateDec 02, 2024
Instrument2024-0035099
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2054

May 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLORAIN OH
Recording DateMay 12, 2021
Property Address325 E RIVER ST, ELYRIA, OH 44035-5244
Document Number0000817478
Map ReferenceVOL 8 PG 48
Instrument DateOct 25, 2020
Instrument2021-0817478
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E RIVER ST, ELYRIA, OH 44035-5244

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$520.00 (-50.19%) Homeowner's exemption$31,870 (+0.01%) Land $5,710 Building $26,160$91,050 (-) Land $16,320 Building $74,730
2024$1,044.00 (+26.24%)$31,868 (+33.38%) Land $5,712 Building $26,156$91,050 (+33.39%) Land $16,320 Building $74,730
2023$827.00 (+0.61%)$23,892 (-0.03%) Land $1,656 Building $22,236$68,260 (-) Land $4,730 Building $63,530
2022$822.00$23,900 Land $1,660 Building $22,240
2021$68,260 Land $4,730 Building $63,530

Flood & Wildfire

325 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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