325 E Ripley Ave, Covington, TN 38019 Property Records

Tipton County property record for 325 E Ripley Ave, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,732 sqft · built 1921
Lot Size0.314 acres (13,695 sqft)
OwnerCompany Name on Record
Last Sale$20,000 (Sep 2025)
Tax Bill$214 (2022)
Deeds & MortgagesMay 2026 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN084025N G 00600

Property Details

APN / Parcel Number

Primary APN084025N G 00600
Alternative APN
  • 025N G 00600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,695 sqft (0.314 acres)
Lot Dimensions165 ft deep x 83 ft wide
PorchSlab
Porch Area603 sqft
Utility Building414 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address325 E RIPLEY AVE
CityCOVINGTON
StateTN
Zip38019-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C81
Legal SubdivisionCLOVERDALE PARK SUBDIVISION
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group2
Census Block2010
Census Tract40700

Owner

Source: Tipton County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address325 E RIPLEY AVE, COVINGTON, TN 38019-2227
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN EQUITY MORTGAGE
Sep 24, 2025Warranty Deed, Transfer · Commercial Mortgage
NINETY8 CAPITAL LLC A MISSISSIPPI L
Mar 28, 2025Foreclosure
Aug 5, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
THE BETTY J REBHORN STEENBURGH TRUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMar 28, 2025 · Amount on Record
Deed Document Number2025286816
Deed Book / Page2097 / 75
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateMay 21, 2026
Property Address325 E RIPLEY AVE, COVINGTON, TN 38019-2227
Document Number0000292612
Book / Page2125 / 822
Instrument DateMay 14, 2026
Instrument2026292612
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
InvestorPossibly a Property Investor

Mortgage

Document Number0000292612,
DateMay 21, 2026
Book Page2125/822
Instrument2026292612
Lender
NameHOMETOWN EQUITY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateSep 24, 2025
Property Address325 E RIPLEY AVE, COVINGTON, TN 38019-2227
Document Number0000209775
Book / Page2097 / 75
Instrument DateSep 11, 2025
Instrument286816
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyLINEAR TITLE AND ESCROW LLC, INTEGRA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$74.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 FORTUNE AVE, MEMPHIS, TN 38127-4523
InvestorPossibly a Property Investor

Mortgage

Document Number0000286817
DateSep 24, 2025
Instrument286817
Lender
NameNINETY8 CAPITAL LLC A MISSISSIPPI L
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2025: Foreclosure

Document TypeForeclosure
JurisdictionTIPTON TN
Recording DateMar 28, 2025
Property Address325 E RIPLEY AVE, COVINGTON, TN 38019-2227
Document Number0002074125
Book / Page2074 / 125
Instrument DateMar 13, 2025
Instrument281942
Transaction TypeForeclosure
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$55.50
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10100 CYPRESS COVE DR APT 209, 209, FORT MYERS, FL 33908-7651

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateAug 5, 2022
Property Address325 E RIPLEY AVE, COVINGTON, TN 38019-2227
Document Number0001970314
Book / Page1970 / 314
Map ReferenceMB 92 PG 100
Instrument DateJul 28, 2022
Instrument259372
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

Mortgage

Document Number0000259373
DateAug 5, 2022
Instrument259373
Lender
NameTHE BETTY J REBHORN STEENBURGH TRUS
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueAug 1, 2023

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,025 (-) Land $3,100 Building $5,925
2024$9,025 (-) Land $3,100 Building $5,925
2023$9,025 Land $3,100 Building $5,925
2022$214.00
2020$36,100 Land $12,400 Building $23,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Aeneas Communications, AT&T.

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