Tipton County property record for 325 E Ripley Ave, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,732 sqft · built 1921 |
| Lot Size | 0.314 acres (13,695 sqft) |
| Owner | Company Name on Record |
| Last Sale | $20,000 (Sep 2025) |
| Tax Bill | $214 (2022) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084025N G 00600 |
| Primary APN | 084025N G 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,695 sqft (0.314 acres) |
| Lot Dimensions | 165 ft deep x 83 ft wide |
| Porch | Slab |
| Porch Area | 603 sqft |
| Utility Building | 414 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 325 E RIPLEY AVE |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C81 |
| Legal Subdivision | CLOVERDALE PARK SUBDIVISION |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40700 |
Source: Tipton County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 325 E RIPLEY AVE, COVINGTON, TN 38019-2227 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Sep 24, 2025 | Warranty Deed, Transfer · Commercial Mortgage NINETY8 CAPITAL LLC A MISSISSIPPI L |
| Mar 28, 2025 | Foreclosure |
| Aug 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE BETTY J REBHORN STEENBURGH TRUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 2025286816 |
| Deed Book / Page | 2097 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | May 21, 2026 |
| Property Address | 325 E RIPLEY AVE, COVINGTON, TN 38019-2227 |
| Document Number | 0000292612 |
| Book / Page | 2125 / 822 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026292612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Investor | Possibly a Property Investor |
| Document Number | 0000292612, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2125/822 |
| Instrument | 2026292612 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Sep 24, 2025 |
| Property Address | 325 E RIPLEY AVE, COVINGTON, TN 38019-2227 |
| Document Number | 0000209775 |
| Book / Page | 2097 / 75 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 286816 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | LINEAR TITLE AND ESCROW LLC, INTEGRA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2178 FORTUNE AVE, MEMPHIS, TN 38127-4523 |
| Investor | Possibly a Property Investor |
| Document Number | 0000286817 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 286817 |
| Name | NINETY8 CAPITAL LLC A MISSISSIPPI L |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Mar 28, 2025 |
| Property Address | 325 E RIPLEY AVE, COVINGTON, TN 38019-2227 |
| Document Number | 0002074125 |
| Book / Page | 2074 / 125 |
| Instrument Date | Mar 13, 2025 |
| Instrument | 281942 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.50 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10100 CYPRESS COVE DR APT 209, 209, FORT MYERS, FL 33908-7651 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 5, 2022 |
| Property Address | 325 E RIPLEY AVE, COVINGTON, TN 38019-2227 |
| Document Number | 0001970314 |
| Book / Page | 1970 / 314 |
| Map Reference | MB 92 PG 100 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 259372 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777 |
| Document Number | 0000259373 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 259373 |
| Name | THE BETTY J REBHORN STEENBURGH TRUS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2023 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,025 (-) Land $3,100 Building $5,925 | ||
| 2024 | $9,025 (-) Land $3,100 Building $5,925 | ||
| 2023 | $9,025 Land $3,100 Building $5,925 | ||
| 2022 | $214.00 | ||
| 2020 | $36,100 Land $12,400 Building $23,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Aeneas Communications, AT&T.
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