325 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 325 E Locust St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.522 acres (22,757 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Apr 2015)
Tax Bill$7,481 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN19 32 487 007

Property Details

APN / Parcel Number

Primary APN19 32 487 007

Exterior

Lot Area22,757 sqft (0.522 acres)

Location & Zoning

Street Address325 E LOCUST ST
CityWATSEKA
StateIL
Zip60970-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANLEY'S ADD LTS 1, 2 & 3 BLK 15 CITY OF WATSEKA
Legal SubdivisionSTANLEY'S ADD
Legal Block15
Legal Lot Number1-3
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group2
Census Block2020
Census Tract950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address325 E LOCUST ST, WATSEKA, IL 60970-1753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2015 · Amount on Record
Deed SaleApr 16, 2015 · Amount on Record
Deed Document Number20151080
Prior Transfer DateApr 14, 2015
Prior Transfer Doc0000001080
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address325 E LOCUST ST, WATSEKA, IL 60970-1753
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00023R2803
DateSep 28, 2023
Instrument23R2803
Lender
NameIROQUOIS FSLA
TypeBank
AddressWATSEKA, IL 60970
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueOct 28, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,481.00 (+37.09%)$73,330 (+42%) Land $16,510 Building $56,820$219,990 (+42%) Land $49,530 Building $170,460
2022$5,457.00$51,640 Land $11,620 Building $40,020$154,920 Land $34,860 Building $120,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims153 (1979–2018)
Claims Outside the SFHA10 of 153
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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