Saginaw County property record for 325 E Gloucester Dr, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,432 sqft · built 1957 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Sep 2020) |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-4137-000 |
| Primary APN | 28-12-3-27-4137-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 325 E GLOUCESTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 36 GRATIOT ROAD SUB-DIV.NO.1 A PART OF E 1/2 OF SE 1/4 SEC 27 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | GRATIOT ROAD |
| Legal Lot Number | 36 |
| Legal Unit | 36 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 12003 |
Source: Saginaw County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2011 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 21, 2020 |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000023588 |
| Map Reference | LB 8 PG 22 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020023588 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR, 325, SAGINAW, MI 48609-9428 |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000023589 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020023589 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000013234 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR SAGINAW MI 486099428, SAGINAW, MI 48609-9428 |
| Document Number | 0000013234 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 13234 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000026234 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR SAGINAW MI 486099428, SAGINAW, MI 48609-9428 |
| Document Number | 0000026234 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 26234 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000006143 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR SAGINAW MI 486099428, SAGINAW, MI 48609-9428 |
| Document Number | 0000006143 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 6143 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000027176 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR SAGINAW MI 486099428, SAGINAW, MI 48609-9428 |
| Document Number | 0000027176 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 27176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 325 E GLOUCESTER DR, SAGINAW, MI 48609-9428 |
| Document Number | 0000000528 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 325 E GLOUCESTER DR SAGINAW MI 486099428, SAGINAW, MI 48609-9428 |
| Document Number | 0000000528 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 528 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,300 (+22.7%) | $154,600 (+22.7%) | |
| 2025 | $655.00 (-70.23%) Homeowner's exemption | ||
| 2023 | $63,000 | $126,000 | |
| 2022 | $2,200.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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