St. Louis County property record for 325 E Gilead St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1946 |
| Lot Size | 0.923 acres (40,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Dec 2025) |
| Tax Bill | $5,316 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2014 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0390-00860 |
| Primary APN | 010-0390-00860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,590 sqft Gross Area |
| 1st Floor Area | 870 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 40,239 sqft (0.923 acres) |
| Garage Area | 1,456 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 186 sqft |
| Deck Area | 325 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1192428 |
|---|---|
| Street Address | 325 E GILEAD ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 17 BLOCK:004 SERIAL # |
| Legal Subdivision | CENTRAL ACRES |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 E GILEAD ST, DULUTH, MN 55811-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer · VA Mortgage MEMBERS COOPERATIVE CU |
| Oct 13, 2014 | Loan Modification, Mortgage RAYMOND R MARUSKA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 20251097366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2025 |
| Property Address | 325 E GILEAD ST, DULUTH, MN 55811-2609 |
| Document Number | 0001097366 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 1097366 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 325 6 LEAD ST, DULUTH, MN 55811 |
| Document Number | 0001097369 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 1097369 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 325 E GILEAD ST, DULUTH, MN 55811-2609 |
| Document Number | 000T981086 |
| Instrument Date | Oct 13, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 325 E GILEAD ST DULUTH MN 558112609, DULUTH, MN 55811-2609 |
| Document Number | 000T981086 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | T981086 |
| Name | RAYMOND R MARUSKA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 18, 2037 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,316.00 (+2.98%) Homeowner's exemption | ||
| 2025 | $5,162.00 (+7.77%) Homeowner's exemption | $432,300 (+11.79%) Land $78,100 Building $354,200 | $432,300 (+11.79%) Land $78,100 Building $354,200 |
| 2024 | $4,790.00 | $386,700 (+15.57%) Land $57,200 Building $329,500 | $386,700 (+15.57%) Land $57,200 Building $329,500 |
| 2022 | $334,600 Land $61,400 Building $273,200 | $334,600 Land $61,400 Building $273,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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