325 E Clay St, Lancaster, PA 17602 Property Records

Lancaster County property record for 325 E Clay St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,196 sqft · built 1918
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2016)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`336-27552-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-27552-0-0000`
Alternative APN	`33612K9C 2 15`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	956 sqft
Upper Floors Area	1,240 sqft
Basement Area	1,116 sqft
Game Room	Game Room

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 E CLAY ST
City	LANCASTER
State	PA
Zip	17602-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	325 E CLAY ST
Legal Subdivision	REAL ESTATE & IMPROV CO
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4012
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 E CLAY ST, LANCASTER, PA 17602-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	20166277796
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	0006038578
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	325 E CLAY ST, LANCASTER, PA 17602-2031
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20260002813
Date	Jan 22, 2026
Instrument	20260002813

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	325 E CLAY ST, LANCASTER, PA 17602-2031
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006631587
Date	Sep 14, 2021
Instrument	6631587

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,900 (-) Land $25,600 Building $115,300	$140,900 (-) Land $25,600 Building $115,300
2025	$5,634.00 (+1.06%)
2024	$5,575.00	$140,900 Land $25,600 Building $115,300
2018			$140,900 Land $25,600 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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