Ballard County property record for 325 E 4th St, La Center, KY 42056
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 2005 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,500 (Jul 2004) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44A-24-05-01 |
| Primary APN | 44A-24-05-01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,456 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Sewer | Connected |
| Street Address | 325 E 4TH ST |
|---|---|
| City | LA CENTER |
| State | KY |
| Zip | 42056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLASS: CLASS I BASIC MANUF: FLEETWOOD |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950100 |
325 E 4th St is owned and occupied by two individuals who bought it in July 2004.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 E 4TH ST, LA CENTER, KY 42056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on File |
| Deed Sale | Jul 16, 2004 · Amount on File |
| Deed Document Number | 0000007426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 325 E 4TH ST, LA CENTER, KY 42056 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Title Company | NOT AVAILABLE, TLT |
| Name | Verified Name |
|---|
| Document Number | 000094/348 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 094/348 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 325 E 4th St was $810.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | La Center City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 | $80,000 | $80,000 |
| 2023 | $1,215.00 Additional exemption filed | $80,000 | $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 E 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACENTER MUNICIPAL WATER CO serves 1,291 people · EPA ID KY0040228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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