325 Deer Dr, Lusby, MD 20657 Property Records

Calvert County property record for 325 Deer Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,446 sqft · built 1976
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Aug 2023)
Tax Bill	$7,463 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-075365`

Property Details

APN / Parcel Number

Primary APN	`01-075365`
Alternative APNs	`1075365` `075365`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,446 sqft Total Area
Basement Area	808 sqft
Finished Basement	808 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	148 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	075365
Street Address	325 DEER DR
City	LUSBY
State	MD
Zip	20657-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 20 BLK A SEC 23 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	A
Legal Lot Number	20
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 LOANTAKA WAY, MADISON, NJ 07940-1902
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Nov 1, 2006 · Amount on Record
Deed Book / Page	6468 / 312
Prior Transfer Date	Sep 19, 2014
Prior Transfer Doc	0044520357
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 9, 2023
Property Address	325 DEER DR, LUSBY, MD 20657-2725
Document Number	0064680312
Book / Page	6468 / 312
Map Reference	MB 1 PL 26
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	24 LOANTAKA WAY, MADISON, NJ 07940-1902

Mortgage

Document Number	0006468315
Date	Aug 9, 2023
Instrument	6468/315

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	325 DEER DR, LUSBY, MD 20657-2725
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE TOWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055200332
Date	Jan 30, 2020
Book Page	5520/332

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,500 (+12.17%) Land $387,500 Building $347,000	$734,500 (-) Land $387,500 Building $347,000
2025	$7,463.00 (+44.97%)	$654,833 (+32.16%)	$734,500 (+48.23%) Land $387,500 Building $347,000
2023	$5,148.00 (+1.3%)	$495,500 (+1.3%) Land $310,000 Building $185,500	$495,500 (-) Land $310,000 Building $185,500
2022	$5,082.00	$489,133	$495,500 Land $310,000 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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